We are purchasing a 1 bedroom flat in Westcliff On Sea with a mortgage. We like our Westcliff On Sea lawyer, however the bank advise he's not on their "panel". We have to appoint one of the lender panel conveyancing practices or keep our Westcliff On Sea lawyer as well as pay for one of their panel ones to act for them. We feel that this is unjust; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Westcliff On Sea conveyancing solicitor to apply to be on the conveyancing panel.
My wife and I are refinancing our flat in Westcliff On Sea with Nationwide. We have a son 18 who lives at home. Our solicitor requested us to identify any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the property is repossessed. I have two concerns (1) Is this form unique to the Nationwide conveyancing panel as he did not need to sign this form when we purchased 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Nationwide conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Nationwide. This is solely used to protect Nationwide if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Nationwide had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
What is the difference between a licensed conveyancer and conveyancing solicitor in Westcliff On Sea
Two types of professional can perform conveyancing in Westcliff On Sea namely CLC regulated conveyancers or solicitors. The two can administer the legal services that required to complete the disposal or purchase of property. They are both required to carry out Westcliff On Sea conveyancing to the same quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly carried out and that the requirements and steps will be correctly followed.
I am planning to move home in August. Should my conveyancing solicitor update the removal company on the day of completion. On a separate note, can you put forward a removal company in Westcliff On Sea. Conveyancing firm was found prior to coming across your website.
On the afternoon of completion you can pick up the keys from the estate agent however this can only occur when the vendors solicitors inform the agent that they have the completion monies and the keys can be released. You can advise the removal company that they can start moving you in. As a matter of policy we do not recommend a particular removal organisation but can help you locate a conveyancing in Westcliff On Sea or a lawyer with expertise in conveyancing in Westcliff On Sea.
After weeks of negotiation I have agreed a price on a house in Westcliff On Sea. My mortgage broker pressured me to appoint their solicitor. I paid an on account payment of £150. Soon after, the property lawyer called me embarrassingly acknowledging that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I used Action Conveyancing a few years past for my conveyancing in Westcliff On Sea. I now require my file however cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Westcliff On Sea of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Is it possible to swap conveyancer as I need to find a firm on the Alliance & Leicester conveyancing list. I hired a local conveyancing solicitor in Westcliff On Sea round the corner but he is not accepted by Alliance & Leicester
It would be our pleasure to assist you find a conveyancing solicitor in Westcliff On Sea on the Alliance & Leicester panel. Please note that the property lawyers that we on the directory do not pay us commission if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Westcliff On Sea. In making use of the find a conveyancing solicitor tool on this page, you can compare fees for conveyancing solicitors in Westcliff On Sea and throughout England and Wales.