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Find a Westcliff On Sea Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Westcliff On Sea? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Westcliff On Sea home move at risk of delay or failure.

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Recently asked questions about conveyancing in Westcliff On Sea

I am due to move property in February. Should my conveyancing solicitor communicate with the removal company on the completion day. Incidentally, can you suggest a removal company in Westcliff On Sea. Conveyancing lawyer was chosen prior to coming across your site.

On the day of completion you will need to pick up the keys from the property agent but this should only occur when the vendors lawyers advise the agent that they acknowledge receipt of the completion payment and the keys can be collected. After that you can inform the removal company that they can start moving you in. We are not in a position to recommend a specific removal organisation but can assist you in locating a residential property solicitor in Westcliff On Sea or a lawyer that specialises in conveyancing in Westcliff On Sea.

I am buying a property in Westcliff On Sea. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Leeds Building Society be concerned?

As you are obtaining a mortgage with Leeds Building Society your lawyer must follow the formal instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Leeds Building Society. The Council of Mortgage Lenders’ Handbook stipulates minimum provisions for solar panel roof-space leases, and conveyancers are required to report to Leeds Building Society where a lease fails to comply with these requirements. The conditions relate to the installation of panels on properties nationwide and is not restricted to Westcliff On Sea.

I'm spending time looking at apartments in Westcliff On Sea and I am about to put in an offer. Should I already have a property lawyer appointed at this point? I am planning to take a mortgage with Barclays.

It would be wise to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. As you are seeking a mortgage with Barclays, ask your prospective lawyers if they are on the Barclays conveyancing panel otherwise they can't do the mortgage legal work.

It has been 2 months following my purchase conveyancing in Westcliff On Sea concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

How does conveyancing in Westcliff On Sea differ for new build properties?

Most buyers of new build or newly converted property in Westcliff On Sea approach us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is finished. This is because new home sellers in Westcliff On Sea tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Westcliff On Sea or who has acted in the same development.

I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a quick, no chain conveyancing. Westcliff On Sea is the location of the property. Is there any advice you can impart?

Flying freeholds in Westcliff On Sea are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Westcliff On Sea you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Westcliff On Sea may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Is there a distinction between surveying and conveyancing in Westcliff On Sea?

Conveyancing - in Westcliff On Sea or anywhere in England and Wales - is the legal term given to transferring legal title of property from one person to another. It involves the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re purchasing and will help you discover the condition of the building and, if there are problems, give you a powerful reason for negotiating the purchase price down or asking the seller to remedy the problems prior to you complete your move.

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Find out more about how flying freehold can affect your the value of a property.