Will my conveyancing lawyers need to check that the building insurance when buying a house in Hockley. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/10/2025, the requirements read as follows :
I have been told that property searches are the main cause of obstruction in Hockley conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not figure within the common causes of delays during the legal transfer of property. Local searches are not likely to be the root cause of slowing down conveyancing in Hockley.
My wife and I purchased a terraced Victorian house in Hockley. Conveyancing solicitor acted for me and Britannia. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold with the matching address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hockley and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with the conveyancing solicitor who completed the work.
Due to the guidance of my in-laws I had a survey completed on a house in Hockley ahead of appointing lawyers. I have been told that there is a flying freehold element to the house. Our surveyor has said that some banks tend refuse to issue a mortgage on a flying freehold home.
It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. Should you wish to telephone us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hockley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hockley to see if the conveyancing costs will increase in light of this.
My husband and I are 17 days into a leasehold purchase having been recommend to solicitors by the local agent to execute conveyancing in Hockley. We are not happy. Can you you assist me in finding new conveyancers?
A lawyer would have to be very poor in order to consider diss instructing them. Has your mortgage offer been sent? If so you will need to make them aware of the new contact details and ensure the offer are re-sent. Your conveyancer should be on the lenders approved list to avoid added fees and complications. So that should be your first question of the new lawyers. Our find a solicitor tool should assist you in finding a bank approved solicitor for your conveyancing in Hockley