I am getting a mortgage offer from Nat West. I would like to enlist the help of a Licensed Conveyancer in Danbury. Does the Nat West Solicitor panel exclude Licensed Conveyancers?
The Nat West conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
Why do I have to pay up front for my conveyancing in Danbury?
Where you are retaining lawyers for conveyancing in Danbury your lawyer will request that you put them with funds to cover the search fees. This will be the total of the cost of the conveyancing searches. When the down payment is as part of the total price then this should be needed shortly in advance of contracts are exchanged. Any further balance that is needed should be sent to your lawyer a couple of days ahead of the completion date.
I've recently found out that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a simple, chain free conveyancing. Danbury is where the house is located. What do you suggest?
Flying freeholds in Danbury are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Danbury you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Danbury may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My husband and I are first time buyers - agreed a price, yet the selling agent advised that the owners will only proceed if we instruct the agent's chosen lawyers as they are insisting on an ‘expedited deal’. We would rather use a high street solicitor who is familiar with conveyancing in Danbury
We suspect that the owner is unaware of this demand. If they desire ‘a quick sale', turning down a motivated purchaser is not the way to achieve this. Speak to the vendors direct and explain that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)but you intend to use your preferred Danbury conveyancing firm - as opposed tothe ones that will give their negotiator at the agency a referral fee or achieve conveyancing figures pre-set by corporate headquarters.
I am looking to buy a repression flat in Danbury and the mortgagee in possession require completion inside 28 days. Can a lawyer meet that timeframe? Am I best advised to use a high street Danbury firm or an online conveyancer that advertises to complete quickly?
Visit your Danbury high street. Pop in to 3 firms and ask to see a conveyancing solicitor for an estimate. Discuss your needs and get a commitment on time frames. Appoint the one that comes across as most genuine. Make sure to use a solicitor on the panel of solicitors approved by your mortgage company.