Can I use your services to find a Conveyancing solicitor in Danbury even if I’m not buying or disposing of a house, for example if I wish to buy an office in Danbury with a loan from Lloyds TSB Bank?

Our comparison service is predominantly used to help choose residential conveyancing solicitors in Danbury but we have recorded at the bottom of this page a selection of Danbury commercial conveyancing firms. You should speak with the solicitors directly to check if they can also act for Lloyds TSB Bank

I purchased a renovated Georgian house in Danbury. Conveyancing practitioner represented me and Aldermore. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the matching address. Is it worth asking Aldermore to clarify?

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Danbury and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with your conveyancing lawyer who completed the work.

How does conveyancing in Danbury differ for new build properties?

Most buyers of new build premises in Danbury come to us having been asked by the developer to sign contracts and commit to the purchase even before the premises is built. This is because house builders in Danbury usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Danbury or who has acted in the same development.

I decided to have a survey done on a property in Danbury in advance of appointing conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor advised that some banks may refuse to grant a loan on this type of premises.

It varies from the lender to lender. Santander has different instructions from Nationwide. If you call us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Danbury. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Danbury to see if the conveyancing will be more expensive.

What advice can you give us when it comes to appointing a Danbury conveyancing firm to deal with our lease extension?

If you are instructing a solicitor for your lease extension (regardless if they are a Danbury conveyancing practice) it is essential that they be familiar with the legislation and specialises in this area of conveyancing. We recommend that you speak with two or three firms including non Danbury conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be helpful:

If the firm is not ALEP accredited then why not? How familiar is the firm with lease extension legislation?

Leasehold Conveyancing in Danbury - Sample of Questions you should ask Prior to buying

Are any of leasehold owners in arrears of their service charge liability? Is there a share of the freehold? On the whole the outlay for major works are not included within service charges, albeit that some managing agents in Danbury ask tenants to pay into a reserve fund created for the specific intention of establishing a fund for major repairs or maintenance.