I am in the market for a low cost conveyancer. Should I go for for an internet conveyancer rather than a high street Danbury conveyancing lawyer?
Danbury is a unique place, where local knowledge counts for a lot. The relaxed pace of life is great – just not when it comes to your house move. The conveyancers that we endorse possess deep Danbury know how with a proactive, can doapproach that helps everything runs smoothly. It is a distinct advantage that they benefit from long term connections with financial advisers, local authorities, surveyors and other Danbury conveyancing solicitors
Forgive me if this question is silly but I am unexperienced as a first time purchaser of a garden flat in Danbury. Do I pick up the keys to the property on the completion date from my solicitor? If so, I will use a local conveyancing solicitor in Danbury?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the purchase money to the vendor’s conveyancers, and shortly after the monies have arrived, you will be called to collect the keys from the selling Agents and move into your new home. This tends to happen between 1 and 3pm.
I am purchasing a 3 bedroom semi in Danbury. The intention is to carry out a loft conversion at the property.Will the conveyancing process include enquiries to ascertain if these alterations were previously refused?
Your solicitor should review the registered title as conveyancing in Danbury will sometimes identify restrictions in the title deeds which prohibit certain works or need the permission of a 3rd party. Many works call for local authority planning permissions and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
I recently had an offer accepted on an apartment in Danbury. My mortgage broker recommended their conveyancers. I paid an upfront payment of £150. A couple of days later, the property lawyer contacted me embarrassingly acknowledging that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Me and my brother purchased a semi-detached Victorian property in Danbury. Conveyancing lawyer represented me and Aldermore. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold under the matching address. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Danbury and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with your conveyancing solicitor who carried out the work.
How does conveyancing in Danbury differ for new build properties?
Most buyers of new build property in Danbury contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is finished. This is because developers in Danbury typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Danbury or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a straight forward, no chain conveyancing. Danbury is where the house is located. Can you shed any light on this issue?
Flying freeholds in Danbury are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Danbury you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Danbury may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.