Finally the sale completed on my house in Danbury last October but our buyer keeps texting daily complaining that his lawyer needs to hear from mine. What should have happened now that I have sold?
Post completion of your house sale your solicitor should forward the transfer documentation and all of the paperwork to the purchaser's lawyers. If applicable, your solicitor must also confirm that the home loan has been repaid to the buyers solicitors. There is unlikely to be post completion procedures unique to conveyancing in Danbury.
I am considering mortgaging my property in Danbury, does my lawyer have to be on the Yorkshire BS Solicitor panel?
In theory, you could use a solicitor that is not on the Yorkshire BS conveyancing panel, but Yorkshire BS would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
A friend advised me that if I am purchasing in Danbury I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Danbury conveyancing searches. It is a large document of more than thirty pages, listing and detailing significant information about Danbury around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Danbury Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data regarding Danbury.
I'm buying my first flat in Danbury with a loan from Britannia. The builders refused to budge the price so I negotiated £7000 of additionals instead. The house builders rep advised me not inform my lawyer about this extras as it may adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What does commercial conveyancing in Danbury cover?
Non domestic conveyancing in Danbury covers a broad range of guidance, provided by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.