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Find a Danbury Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Danbury? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Danbury home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Danbury conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Danbury

Our son is about to exchange on a new build apartment in Danbury with a mortgage from HSBC. His solicitor has said that there is a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?

The document is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the HSBC conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the HSBC conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

We're in Danbury, First timers buying with a mortgage (lender is Principality , and our lawyer is on the Principality conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Principality conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

Despite weeks of looking the Title Certificate and documents to our property are lost. The conveyancers who handled the conveyancing in Danbury 10 years ago are no longer around. What are my next steps?

As long as the title is registered the information relating to your proprietorship will be retained by HMLR under a Title Number. It is easy to perform a search at the Land Registry, identify your property and get current copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.

I am purchasing my first flat in Danbury with a mortgage from Bank of Ireland. The builders refused to budge the price so I negotiated five thousand pounds worth of extras instead. The estate agent told me not to tell my solicitor about the extras as it could jeopardize my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Myself and my husband have just had an offer accepted on a property and had meeting on Monday with Leeds Building Society for the mortgage. They warned us that when it comes to choosing a lawyer that unless they are on their approved list of property lawyers then we will be subject to an a further fee of £200. This is is due to the fact that they would then have to select a conveyancer to act for them in addition to the one we select on our behalf and we assume responsibility for their costs. I have asked Leeds Building Society to send me with a list so I can seek estimates only from their approved solicitors but was told they dont have such a list to hand over. Is there a simple way of finding out who is on a lender panel?

Ask Leeds Building Society what their panel criteria is for a solicitor.Thereafter ask the lawyer of your choice whether they fit that criteria and have they acted on mortgages for Leeds Building Society previously. Where the answer to those is yes, then just clarify this with Leeds Building Society. Alternatively please make use of our search tool and we may be able to locate a lawyer in Danbury on the approved list for Leeds Building Society.

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Neighbouring Locations

Boreham
Witham
Great Baddow
Danbury
South Woodham Ferrers

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