It is a dozen years since I bought my home in South Woodham Ferrers. Conveyancing lawyers have now been appointed on the sale but I am unable to find the title documents. Is this a major issue?
You need not be too concerned. Firstly there is a chance that the deeds will be with your lender or they may be in the possession of the conveyancers who handled your purchase. Secondly in most cases the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring current official copies of the land registers. Most conveyancing in South Woodham Ferrers relates to registered property but in the unlikely event that your home is not registered it is more problematic but is not insurmountable.
I am assisting my aunt sell her house in South Woodham Ferrers. Will the conveyancing solicitor commission the energy performance certificate or it is for the owner to see to?
Following the demise of Home Packs, energy assessments became a compulsory element of selling a house. An energy performance certificate must be commissioned before the property is put on the market. This is not as aspect of the sale process that law firms ordinarily arrange. If you are instructing a South Woodham Ferrers conveyancing lawyer they might be able to arrange energy performance certificates given their contacts with long established local accredited person
I recently had an offer agreed on an apartment in South Woodham Ferrers. My mortgage broker suggested a conveyancing practitioner. I paid an advanced payment of £175. A couple of days later, the lawyer called me to say that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am due to exchange contracts on my flat. I had a double glazing fitted in October 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Principality are being pedantic. The South Woodham Ferrers solicitor who is on the Principality conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Principality are insisting on a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I am planning on selling our home in South Woodham Ferrers and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. Any local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers used a national conveyancing firm rather than a conveyancing solicitor in South Woodham Ferrers. We have lived in South Woodham Ferrers for 5 years we know of no issue. Should we contact our local Authority to get confirmation that there is no issue.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
The deeds to my property can not be found. The solicitors who conducted the conveyancing in South Woodham Ferrers 5 years ago are no longer around. What are my options?
These day there are copies made of almost everything, and your solicitor should know exactly where to find all the suitable documentation so you can purchase or dispose of your property without any difficulty. Where duplicates are not available, your lawyer may be able to put in place insurance or indemnities protecting you against possible claims on the property.
I'm converting the mortgage on my primary home to a BTL loan with Alliance & Leicester and I will use the rest of the raised equity as a down payment on a second property. The location we are interested in is South Woodham Ferrers. Will your lawyers be able to act for the two mortgage companies and link together the two deals?
Make use of our search tool on this page to be sure that the solicitors are approved by both lenders. On the basis that they are the conveyancer should be able to tie up the two conveyancing matters but you should talk with you conveyancer and make apparent your expectations and requirements.