Am I correct in assuming that the fact that my conveyancer in South Woodham Ferrers is not identified on my bank's solicitor panel that there is a problem with the standard of her conveyancing?
That would more than likely be a wrong assumption to make. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the South Woodham Ferrers conveyancing firm and ask them why they are no longer on the approved list for your mortgage company.
Are you able to vouch for a Godiva Mortgages Ltd accepted South Woodham Ferrers conveyancing conveyancer who can have us moved in within a very limited time frame? Am I best advised to go for a high street South Woodham Ferrers firm or a factory type conveyancer?
We would be happy to suggest some excellent South Woodham Ferrers conveyancing firms. Another option is to visit the high street in South Woodham Ferrers. Visit a couple of firms and request to speak with a conveyancing solicitor for a costs illustration. Explain your time frames together with the reasons and ask for a commitment on your deadline. Choose the one that you trust.
As a first time buyer what is the most important piece of guidance you can impart about purchase conveyancing in South Woodham Ferrers?
You may not hear this from too many lawyers but conveyancing in South Woodham Ferrers or throughout England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there exists an abundance of opportunity for confrontation between you and others involved in the transaction. For instance, the vendor, property agent and on occasion the lender. Selecting a law firm for your conveyancing in South Woodham Ferrers should not be taken lightly as your conveyancer is your adviser, and is the SOLE person in the process whose responsibility is to look after your best interests and to keep you safe.
Every so often a third party with a vested interest will try and persuade you that it is in your interests to do things their way. For instance, the property agent may claim to be assisting by suggesting your solicitor is slow. Or your financial adviser may try to convince you to do something that is against your solicitors advice. You should always trust your lawyer above all other parties in the home moving process.
I have been on the look out for a leasehold apartment up to £245,000 and identified one round the corner in South Woodham Ferrers I like with amenity areas and station in the vicinity, the downside is that it's only got 51 remaining years left on the lease. I can't really find anything else in South Woodham Ferrers for this price, so just wondered if I would be making a grave error acquiring a short lease?
Should you require a home loan the shortness of the lease may be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.
My father has encouraged me to instruct his lawyers for conveyancing in South Woodham Ferrers. Should I use them?
No doubt the best way to find a conveyancing solicitor is to seek referrals from friends or relatives who have actually used the conveyancer that you are considering.