We are buying our first house. The conveyancing practitioner has texted usto see if we wish to take out extra conveyancing searches. We are really unsure what's necessary for conveyancing in South Woodham Ferrers
The type of South Woodham Ferrers conveyancing searches should be dictated primarily on the premises, the location, the likelihood of any of these risks, your familiarity of the region and risks, your overall appetite to risk. What is important is that you adequately comprehend what information each search could give you. Then you can make a decision if you consider that you need that information. If unsure, ask your property lawyer to explain.
It is is a decade since I bought my home in South Woodham Ferrers. Conveyancing solicitors have just been instructed on the sale but I can't find the title documents. Is this a problem?
You need not be too concerned. First there is a possibility that the deeds will be with your lender or they may be in the possession of the solicitor who oversaw the purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring current official copies of the land registers. The vast majority of conveyancing in South Woodham Ferrers relates to registered property but in the rare situation where your home is not registered it is more of a problem but is not insurmountable.
is it true that all South Woodham Ferrers solicitors on the Virgin Money conveyancing panel are governed by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Virgin Money conveyancing panel they would need to be overseen by the SRA. The majority of banks do permit licenced conveyancers on their panel and in such a situation the organisation would be governed by the Council of Licensed Conveyancers.
I have paid off my mortgage with Aldermore. I assume I don't need a South Woodham Ferrers property lawyer on the Aldermore panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Aldermore has sent the Land Registry the discharge electronically, and
- Aldermore has instructed the Land Registry to do so
I recently had an offer accepted on an apartment in South Woodham Ferrers. My financial adviser pressured me to appoint their lawyer. I paid an on account payment of £150. A couple of days later, the conveyancer contacted me embarrassingly acknowledging that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
In what way does the Landlord & Tenant Act 1954 affect my business premises in South Woodham Ferrers and how can your lawyers assist?
The particular law that you refer to affords security of tenure to business lessees, granting the right to apply to court for a continuation of occupancy when the lease comes to an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing firms who use the act for protection and handle your commercial conveyancing in South Woodham Ferrers
I need to appoint a conveyancing solicitor for my conveyancing in South Woodham Ferrers. I happened to stumble upon a web site which seems to have the ideal offering If there is a chance to get all formalities done via web that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?