We are buying a property and need a conveyancing solicitor in Southend On Sea who is on the Leeds Building Society solicitor panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Leeds Building Society . We don't recommend any particular firms conducting conveyancing in Southend On Sea.
Two weeks ago we had a mortgage agreed in principle with TSB. Southend On Sea conveyancing practitioners are instructed. How long does it take for TSB to issue the offer to the lawyer?
Some lenders take longer than others. Have TSB done the survey? Have you advised TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am due to exchange contracts on my apartment. I had a double glazing fitted in April 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Clydesdale are being a right pain. The Southend On Sea solicitor who is on the Clydesdale conveyancing panel is recommending indemnity insurance as a solution but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I was told three weeks ago that my mortgage has been agreed to by Skipton. Is it usual for Skipton to only issue the offer once my solicitor in Southend On Sea is approved on their conveyancing panel? Skipton have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
How difficult is it to swap solicitor as I have to appoint a firm on the Aldermore conveyancing list. I was using a family conveyancing solicitor in Southend On Sea round the corner but he is not approved by Aldermore
We will our best to assist in finding you a conveyancing solicitor in Southend On Sea on the Aldermore panel. Please note that the conveyancers that we work with do not pay us fee if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Southend On Sea. In utilising the find a conveyancing solicitor tool on this site, you can scrutinise charges for conveyancing solicitors in Southend On Sea and beyond.
I today plan to offer on a house that appears to meet my requirements, at a great figure which is making it all the more appealing. I have since found out that it's a leasehold as opposed to freehold. I would have thought that there are particular concerns purchasing a house with a leasehold title in Southend On Sea. Conveyancing lawyers have are about to be appointed. Will my lawyers set out the implications of buying a leasehold house in Southend On Sea ?
Most houses in Southend On Sea are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can help the conveyancing process. it is apparent that you are buying in Southend On Sea so you should seriously consider looking for a Southend On Sea conveyancing solicitor and be sure that they have experience in advising on leasehold houses. First you will need to check the unexpired lease term. As a tenant you will not be entirely free to do whatever you want with the house. The lease will likely included provisions such as obtaining the landlord’spermission to conduct alterations. It may be necessary to pay a maintenance charge towards the upkeep of the communal areas where the property is part of an estate. Your solicitor should advise you fully on all the issues.
Southend On Sea Conveyancing for Leasehold Flats - Sample of Questions you should ask before Purchasing
-
The best form of lease structure is where the freehold reversion is owned by the leaseholders. In this scenario the tenants enjoy control and notwithstanding that a managing agent is often employed where it is larger than a house conversion, the managing agent is directed by the tenants. Are any of leasehold owners in dispute over their service charge liability?
My wife and I have just had an offer agreed on a apartment and had meeting on Wednesday with the Post Office for the mortgage. They advised us that when it comes to appointing a conveyancer that unless they are on their approved panel of conveyancing practitioners then we will be subject to an an additional charge of £200. This is because they will then have to appoint a conveyancer to act on their behalf in addition to the one we appoint for ourselves and we are liable for their fees. I have asked the Post Office to supply me with a list so I can request quotes only from their approved solicitors but was told they dont have such a list to hand over. Is there a simple way of finding out who is on a lender panel?
You should ask the Post Office what their criteria for joining their panel is for a conveyancer.Then ask the property lawyer of your choice whether they meet the criteria and have they acted on loans for the Post Office in the past. If the answer to those is yes, then just double check with the Post Office. Alternatively please utilise our search tool and we may be able to find you a solicitor in Southend On Sea on the approved list for the Post Office.