I am assisting my aunt sell her flat in Southend On Sea. Does the solicitor arrange an energy assessment or it is for me to coordinate?
Following the abolition of Home Information Packs, energy assessments was retained a required component of selling a house. An energy assessment should be commissioned in advance of the property being marketed. It is not a task that law firms normally arrange. If you are using a Southend On Sea conveyancing practitioner they might help arrange EPC’s given their relationships with long established Southend On Sea providers
We are getting a further advance on our mortgage from Leeds Building Society as we wish to carry out a loft conversion to our property in Southend On Sea. Are we obliged to choose a local Southend On Sea solicitor on the Leeds Building Society conveyancing panel to deal with the legals?
Leeds Building Society do not ordinarily appoint firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society conveyancing panel.
I've digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Southend On Sea solicitor - who is on the Nottingham conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Nottingham will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nottingham will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Southend On Sea surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Will our lawyer be raising enquiries concerning flooding during the conveyancing in Southend On Sea.
The risk of flooding is if increasing concern for solicitors dealing with homes in Southend On Sea. There are those who buy a house in Southend On Sea, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the property. There are steps that can be taken during the course of a house purchase to forewarn the buyer.
Solicitors are not qualified to offer advice on flood risk, however there are a number of searches that may be carried out by the purchaser or on a buyer’s behalf which should give them a better appreciation of the risks in Southend On Sea. The conventional set of completed inquiry forms sent to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the vendor to discover whether the property has suffered from flooding. If the property has been flooded in past and is not disclosed by the owner, then a purchaser could issue a legal claim for losses stemming from an inaccurate answer. A buyer’s conveyancers should also conduct an environmental report. This should reveal if there is a recorded flood risk. If so, further inquiries will need to be initiated.
Are there restrictive covenants that are commonly picked up during conveyancing in Southend On Sea?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Southend On Sea. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a simple, no chain conveyancing. Southend On Sea is the location of the property. What do you suggest?
Flying freeholds in Southend On Sea are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Southend On Sea you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Southend On Sea may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am selling my property. My former conveyancers has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Southend On Sea if that affects matters.
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