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Find a Shoeburyness Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Shoeburyness? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Shoeburyness transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Shoeburyness conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Shoeburyness

My partner and I swapping mortgage lender for our apartment in Shoeburyness with Kent Reliance. We have a son 18 who lives at home. Our solicitor requested us to identify any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the property is repossessed. I have two questions (1) Is this form unique to the Kent Reliance conveyancing panel as he did not need to sign this form when we bought 4 years ago (2) Does our son by signing this extinguish his entitlement to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Kent Reliance. This is solely used to protect Kent Reliance if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Kent Reliance had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I have been told that property searches are the main reason for hinderance in Shoeburyness conveyancing transactions. Is that correct?

The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not feature amongst the common causes of delays in the conveyancing process. Local searches are not likely to feature in any holding up conveyancing in Shoeburyness.

I've recently found out that there is a flying freehold element on a property I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Shoeburyness is the location of the property. What do you suggest?

Flying freeholds in Shoeburyness are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Shoeburyness you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Shoeburyness may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

We're novice buyers - had an offer accepted, but the property agent told us that the vendor will only move forward if we use their preferred lawyers as they need a ‘quick sale’. Our preferred option is to instruct a family solicitor who is familiar with conveyancing in Shoeburyness

We suspect that the owner is unaware of this ultimatum. Should the seller desire ‘a quick sale', turning down a serious buyer is not the way to achieve this. Try to communicate with the sellers directly and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)however you intend to appoint your own,trusted Shoeburyness conveyancing lawyers - not the ones that will provide the negotiator at the agency a introducer fee or achieve conveyancing targets set by HQ.

I today plan to offer on a house that seems to meet my requirements, at a reasonable figure which is making it more attractive. I have since discovered that it's a leasehold as opposed to freehold. I would have thought that there are issues buying a house with a leasehold title in Shoeburyness. Conveyancing lawyers have are soon to be appointed. Will my lawyers set out the implications of buying a leasehold house in Shoeburyness ?

Most houses in Shoeburyness are freehold and not leasehold. In this scenario it’s worth having a local conveyancer who is familiar with the area who can assist with the conveyancing process. It is clear that you are purchasing in Shoeburyness so you should seriously consider shopping around for a Shoeburyness conveyancing practitioner and be sure that they have experience in advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. As a leaseholder you will not be entirely free to do whatever you want to the property. The lease will likely included provisions for example obtaining the landlord’spermission to conduct alterations. You may also be required to pay a service charge towards the maintenance of the communal areas where the house is located on an estate. Your conveyancer should report to you on the legal implications.

I bought a split level flat in Shoeburyness, conveyancing was carried out 9 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent properties in Shoeburyness with over 90 years remaining are worth £186,000. The ground rent is £55 charged once a year. The lease finishes on 21st October 2076

With only 52 years left to run the likely cost is going to span between £29,500 and £34,000 as well as professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.

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Find out more about how flying freehold can affect your the value of a property.