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Find a Shoeburyness Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Shoeburyness? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Shoeburyness transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Shoeburyness conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Shoeburyness

I was referred a conveyancer who has given a fee estimate £1350 for leasehold conveyancing in Shoeburyness. I’m hoping to downsize from a newly refurbished property for £225,000. This appears expensive. Is it in excess of what I should be paying for conveyancing in Shoeburyness?

The quote is slightly on the high side. If you shop around you could shave off some of the expense by as much as £125. On the other hand, you couldlive to regret choosing an an untested solicitor. Don't forget to enquire the solicitor can represent your lender. Do make use of our search tool to select a Shoeburyness conveyancing firm on the banks approved list of lawyers which can often include conveyancing solicitors in Shoeburyness.

I am buying a terrace house in Shoeburyness. The intention is to convert the garage to an office at the house.Will legal investigations on the property include checks to see if these works are prohibited?

Your solicitor will check the registered title as conveyancing in Shoeburyness can on occasion identify restrictions in the title deeds which restrict categories of works or necessitated the consent of another owner. Certain additions call for local authority planning permissions and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these things with a surveyor prior to committing yourself to a purchase.

Can I be sure that the Shoeburyness conveyancing solicitor on the Coventry BS panel is any good?

When it comes to conveyancing in Shoeburyness obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor handling your conveyancing.

I have instructed a Shoeburyness property lawyer having checked that they are on the Leeds Building Society conveyancing panel. Does my lawyer arrange the survey of the property?

Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Shoeburyness surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

I'm purchasing my first flat in Shoeburyness with a mortgage from Barnsley Building Society. The developers refused to reduce the price so I negotiated £7000 of extras instead. The house builders rep advised me not reveal to my solicitor about this extras as it would affect my mortgage with Barnsley Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the advice of my in-laws I had a survey completed on a property in Shoeburyness in advance of retaining lawyers. I have been advised that there is a flying freehold element to the property. My surveyor advised that some lenders tend not grant a mortgage on such a premises.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Shoeburyness. Conveyancing may be slightly more expensive based on your lender's requirements.

Back In 2005, I bought a leasehold flat in Shoeburyness. Conveyancing and HSBC Bank mortgage went though with no issue. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1992. The conveyancing solicitor in Shoeburyness who acted for me is not around. Any advice?

First make enquiries of the Land Registry to make sure that the individual purporting to own the freehold is in fact the new freeholder. It is not necessary to incur the fees of a Shoeburyness conveyancing lawyer to do this as you can do this on the Land Registry website for a few pound. Rest assured that in any event, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I acquired a 1 bedroom flat in Shoeburyness, conveyancing formalities finalised in 1998. Can you work out an approximate cost of a lease extension? Comparable properties in Shoeburyness with a long lease are worth £176,000. The ground rent is £50 yearly. The lease finishes on 21st October 2101

With 80 years unexpired the likely cost is going to range between £7,600 and £8,800 as well as professional fees.

The figure above a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first getting professional advice.

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Find out more about how flying freehold can affect your the value of a property.