Am I correct in assuming that the fact that my solicitor in Shoeburyness is not identified on my lender's conveyancing panel that there is a problem with the standard of her conveyancing?
That is more than likely an incorrect assumption to make. There are all sorts of perfectly plausible explanations. A recent report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Shoeburyness conveyancing firm and ask them why they are no longer on the approved list for your lender.
Can I use your services to find a Conveyancing solicitor in Shoeburyness even if I’m not purchasing or selling a house, for example where I intend to buy an office in Shoeburyness with a loan from Accord Mortgages Ltd?
Our comparison service is predominantly used to find residential conveyancing solicitors in Shoeburyness but we have set out towards the bottom of this page a selection of Shoeburyness commercial conveyancing firms. You should enquire with the solicitors directly to see if they can also act for Accord Mortgages Ltd
My home in Shoeburyness is up for sale and I have a buyer. Will my solicitor need to be required to be on the Bank of Ireland conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Bank of Ireland conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.
I bought my house on 8 January and my personal details is not yet on the land registry website. Any reason for this? My conveyancing solicitor in Shoeburyness said it should be formalised inside ten days. Are titles in Shoeburyness uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in Shoeburyness registration formalities. As opposed to being determined by geographic area, timescales can vary subject to who lodges the application, whether it is in order and whether the Land registry communicate with any interested persons or bodies. As of today in the region of 80% of such applications are completed in less than three weeks but some can be subject to protracted delays. Historically registration is effected once the new owner has moved in to the premises therefore registration formalities is not usually primary concern but if there is a degree of urgency associated with the registration then you or your solicitor must communicate with the Registry to express the reasoning for an expedited registration.
Due to the guidance of my in-laws I had a survey completed on a property in Shoeburyness ahead of retaining solicitors. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some banks tend refuse to issue a loan on a flying freehold premises.
It varies from the lender to lender. Santander has different instructions for example to Halifax. If you e-mail us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Shoeburyness. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Shoeburyness to see if the conveyancing costs will increase in light of this.