I am considering mortgaging my property in Sheerness, does my lawyer have to be on the Skipton Conveyancing panel?
In theory, you could use a solicitor that is not on the Skipton conveyancing panel, but Skipton would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
We are purchasing a house and the solicitor has identified Chancel Repair for which the house could be obligated to contribute to given it’s proximity to the area of such a church. He has recommended insurance. Is this really appropriate for conveyancing in Sheerness
Unless a previous purchase of the house took place after 12 October 2013 you could assume that conveyancing practitioners delivering conveyancing in Sheerness to continue to suggest a chancel search and or insurance against a claim.
I used Arc property Solicitors a few years ago for my conveyancing in Sheerness. Now, I need my files however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Sheerness of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Sheerness differ for new build properties?
Most buyers of new build premises in Sheerness contact us having been asked by the builder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because developers in Sheerness typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Sheerness or who has acted in the same development.
I opted to have a survey completed on a house in Sheerness ahead of retaining conveyancers. I have been told that there is a flying freehold aspect to the property. Our surveyor advised that some banks tend not give a mortgage on this type of house.
It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Sheerness. Conveyancing will be smoother if you use a solicitor in Sheerness especially if they regularly deal with such properties in Sheerness.