I am expecting a mortgage offer from Santander. I intend to retain the legal services of a Licensed Conveyancer in Sittingbourne. Does the Santander Solicitor panel include conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
What is your number one tip for choosing a conveyancing solicitor in Sittingbourne
Do not opt for the cheapest Sittingbourne conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
How can we know in advance if a Sittingbourne conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Sittingbourne obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the lawyer carrying out your conveyancing.
I recently had an offer accepted on a house in Sittingbourne. My mortgage broker suggested a conveyancer. I paid an on account payment of £225. A couple of days later, the solicitor contacted me embarrassingly acknowledging that they were not on the Virgin Money conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Virgin Money panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
What will a local search reveal concerning the property we're buying in Sittingbourne?
Sittingbourne conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search company for instance PSG The local search plays a central role in most Sittingbourne conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your property. The search should supply information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
I have been on the look out for a leasehold apartment up to £245,000 and identified one near me in Sittingbourne I like with open areas and station nearby, the downside is that it's only got 61 years unexpired on the lease. There is not much else in Sittingbourne suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a home loan the shortness of the lease will be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of 2 years you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.
I am looking to sell my property. My former lawyers closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Sittingbourne if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Sittingbourne. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.