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Ready to buy a new home in Rainham Kent? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Rainham Kent conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Rainham Kent

Having sold my house in Rainham Kent last February yet the purchaser is Skype messaging me to say her lawyer is waiting to hear from mine. What are the post completion sale formalities following completion?

After completion of your disposal your conveyancer is duty bound to deliver the transfer deeds and all supplemental paperwork to the buyer’s conveyancer. Depending on the transaction, your solicitor must also send confirmation that the legal charge in favour of the lender has been repaid to the purchasers lawyers. There is unlikely to be post completion steps just for conveyancing in Rainham Kent.

I have been told that property searches are the primary cause of obstruction in Rainham Kent conveyancing transactions. Is that correct?

The Council of Property Search Organisations (CoPSO) has noted the findings of a review by MoveWithUs that conveyancing searches do not figure within the common causes of hindrances in the conveyancing process. Local searches are not likely to be the root cause of slowing down conveyancing in Rainham Kent.

Me and my brother have a renovated Edwardian property in Rainham Kent. Conveyancing lawyer represented me and Santander. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold under the matching property. I'd like to know for sure, how can I find out??

You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rainham Kent and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with your conveyancing practitioner who conducted the work.

In my capacity as executor for the estate of my aunt I am selling a residence in Swansea but I am based in Rainham Kent. My solicitor (approximately 235 miles awayneeds me to execute a stat dec prior to completion. Could you suggest a conveyancing practitioner in Rainham Kent to witness and place their company stamp on the document?

strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are Rainham Kent based

When it comes to leasehold conveyancing in Rainham Kent what are the most common lease problems?

There is nothing unique about leasehold conveyancing in Rainham Kent. Most leases are individual and legal mistakes in the legal wording can sometimes mean that certain clauses are wrong. For example, if your lease is missing any of the following, it could be defective:

    A provision to repair to or maintain parts of the premises

You will encounter a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Halifax, Coventry Building Society, and Alliance & Leicester all have very detailed conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease is defective they may refuse to grant the mortgage, forcing the purchaser to pull out.

Rainham Kent Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to Purchasing

    Is the freehold reversion owned jointly by the tenants? On the whole the outlay for major works tend not to be built into the service charges, although there some managing agents in Rainham Kent require tenants to pay into a sinking fund and this is used to offset against larger works. Are there any major works on the horizon that could add a premium to the service fees?

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Find out more about how flying freehold can affect your the value of a property.