Do I find a Licenced Conveyancer or Solicitor for conveyancing in Rainham Kent?

Two types of professional can perform conveyancing in Rainham Kent namely licenced conveyancers or solicitors. The two can handle conveyancing services that you need to complete the disposal or acquisition of property. They are both duty bound to handle Rainham Kent conveyancing on similar quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly conducted and that the requisite procedures will be suitably taken.

We expect to receive a AIP from HSBC this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do HSBC recommend any Rainham Kent solicitors on the HSBC conveyancing panel, or is it better to go independently?

You will need to appoint Rainham Kent solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.

After shopping around on the internet I have found a Rainham Kent property lawyer having made sure that they are on the HSBC conveyancing panel. Does my lawyer arrange the survey of the property?

HSBC will need an independent valuation of the property. Your lawyer will not arrange this. Usually HSBC will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Rainham Kent postcode. As you are getting a mortgage with HSBC, you could contact them to see if they have a list of approved surveyors in Rainham Kent.

My relative recommended that if I am purchasing in Rainham Kent I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is sometimes included in the estimate for your Rainham Kent conveyancing searches. It is a large document of more than thirty pages, listing and detailing significant information about Rainham Kent around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Rainham Kent Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Rainham Kent Education with maps and statistics, Local Amenities and other useful information about Rainham Kent.

Am I right to be concerned that brokers that I am dealing with are encouraging me to use an online conveyancing firm as opposed to a High Street Rainham Kent conveyancing company?

As with lots of service providers, often referrals from family and friends can be extremely useful or valuable. Yet there are numerous parties with a keen interest in a conveyancing transaction; estate agents, financial adviser and lenders may recommend conveyancers to select. Sometimes the conveyancers might be known to one of the organisations as being good in their field, but occasionally there behind the scenes financial incentive behind the endorsement. You have the discretion to choose your own lawyer. Don't forget that some lenders operate an approved list of conveyancers you must use for the lender related work in your home move.

My husband and I are a fortnight into a residential purchase having been recommend to solicitors by the selling agent to execute conveyancing in Rainham Kent. I am am extremely frustrated with the quality of service. Could you you assist me in finding new solicitors?

A solicitor would need to be very poor in order to consider diss instructing them. Has the loan offer been sent? In the event that it has you must advise them of the new contact details and ensure the loan are re-issued. Your new solicitor ideally should be on the mortgage company panel to avoid added fees and frustration. So that should be your first question of the new solicitors. Our find a solicitor tool should assist you in finding a lender approved lawyer for your home move in Rainham Kent

I am in need of some leasehold conveyancing in Rainham Kent. Before diving in I would like to find out the unexpired term of the lease.

If the lease is registered - and 99.9% are in Rainham Kent - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I invested in buying a studio flat in Rainham Kent, conveyancing formalities finalised 10 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar properties in Rainham Kent with an extended lease are worth £175,000. The ground rent is £65 charged once a year. The lease comes to an end on 21st October 2084

You have 58 years remaining on your lease we estimate the premium for your lease extension to range between £23,800 and £27,400 plus professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before seeking the advice of a professional.