The loan agreement from HSBC for the refinancing of my 3 bedroom maisonette is coming within the next few days. Could you propose a cheap conveyancing law firm in Rainham Kent?
This site is not designed to assist those in pursuit of the cheapest conveyancing in Rainham Kent. Our aim is to provide cost effective conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing brokers offering the bait of £99 conveyancing in Rainham Kent. The optimum outcome, in deciding on low cost conveyancing, you will get your money’s worth and at worst you will end up invoiced for extras and still not end up with the service required.
My partner and I are nearing an exchange on a property in Rainham Kent and my mum and dad have sent the 10% deposit to my conveyancing practitioner. I am now advised that as the deposit has not arrived from me my conveyancing practitioner needs to disclose this to my mortgage company. I am advised that, in also acting for the mortgage company he must advise them that the balance of the purchase price is not just from me. I advised the bank concerning my parents' contribution when I applied for the mortgage, so is it really necessary for this now to hold matters up?
Your lawyer is legally required to clarify with the bank to make sure that they know that the balance of the purchase price is not from your own resources. Your solicitor can only disclose this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.
I know that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a residence in Rainham Kent? or Apparently there is a law dating back centuries that could mean that owners of property residing in a parish church boundary may be liable to pay for repairs to the chancel within the church. Is this a legitimate concern for conveyancing in Rainham Kent?
Unless a previous purchase of the house took place post 12 October 2013 you may take it that solicitors handling conveyancing in Rainham Kent to remain recommending a chancel search and or chancel repair liability insurance.
How does conveyancing in Rainham Kent differ for newly converted properties?
Most buyers of new build property in Rainham Kent come to us having been asked by the builder to sign contracts and commit to the purchase even before the premises is ready to move into. This is because house builders in Rainham Kent tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Rainham Kent or who has acted in the same development.
What tools are available to locate a Rainham Kent solicitor on the Yorkshire Building Society conveyancing panel? I am a keen cyclist and am happy to travel upto 20kilometers to meet the lawyer.
Feel free to make use of the tool on this page. Please choose the bank and your location and you will see a number of Rainham Kent conveyancing lawyers located nearest you. We have listed some Rainham Kent conveyancing firms at the bottom of this page and you can call them to see whether they are on the Yorkshire Building Society member panel