Me and my partner are purchasing an apartment in Rochester. My property lawyer is not on the mortgage company solicitor panel. Is it possible for me to retain my Rochester conveyancing solicitor notwithstanding that they are not on the mortgage company panel of approved conveyancing solicitors?
You have a number of options available to you here
- Carry on with your chosen Rochester conveyancing practitioner but your mortgage company will undoubtedly instruct a conveyancing practitioner from their conveyancing panel. This will result in additional cost together with likely delay.
- Choose a fresh conveyancing practitioner to conduct the conveyancing, obviously checking they are on the bank conveyancing panel.
- Convince your property lawyer to apply to join the bank panel
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. Rochester is the location of the property. What do you suggest?
Flying freeholds in Rochester are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rochester you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rochester may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Hoping to buy a property located in Rochester and I am already nervous. I couldn't find anything specific about Rochester. Conveyancing will be needed in due course but do you know about the Rochester area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Rochester. In the meantime here are some basic statistics that we found
We're FTB’s - agreed a price, but the selling agent told us that the seller will only go ahead if we use the agent's chosen solicitors as they want an ‘expedited deal’. My instinct tells me that we should use a high street conveyancer used to conveyancing in Rochester
We suspect that the owner is not behind this requirement. If they desire ‘a quick sale', alienating a genuine buyer is counter productive. Bypass the agents and go straight to the sellers and make sure they comprehend that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)but you are going to use your own,trusted Rochester conveyancing solicitors - not the ones that will provide the estate agent a referral fee or meet his conveyancing targets pre-set by HQ.
I see that you have a search directory listing solicitors on the mortgage company conveyancing panel. Do Rochester conveyancing firms pay you a commission if I appoint them for my own house purchase?
We are a listing service only for law firms wishing to communicate if they are on the lender conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Rochester.