Would the conveyancing solicitors identified via your search tool carry out auction conveyancing in Rochester?

There are a few niche lawyers we can put you in touch with those specialising in auction conveyancing. Rochester is just one of our areas of where our lawyers have offices.

We are due to move house in November. Does my conveyancing solicitor call the removal company on the completion day. Incidentally, can you suggest a removal company in Rochester. Conveyancing firm was found before I stumbled across this site.

On the day of completion you will need to collect the keys from the selling agent however this should only occur once the sellers conveyancers inform the agent that the monies to complete are in and the keys can be released. Subsequently you can advise the removal men that you are ready to move in. We are not in a position to recommend a particular removal organisation but can help you choose a residential property solicitor in Rochester or a firm that specialises in conveyancing in Rochester.

We are purchasing a victorian detached house in Rochester. The intention is to convert the garage to a playroom at the house.Will legal work on the property include investigations to determine if these alterations are allowed?

Your property lawyer should review the deeds as conveyancing in Rochester can occasionally reveal restrictions in the title documents which prevent categories of works or need the consent of a 3rd party. Certain extensions require local authority planning consent and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.

I have a mortgage with Yorkshire BS for my property in Rochester. Conveyancing has been completed months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Yorkshire BS?

Your original mortgage agreement with Yorkshire BS will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Yorkshire BS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Yorkshire BS directly. It should not be necessary to do this via a Yorkshire BS conveyancing panel solicitor.

Various internet forums that I have come across warn that are the main cause of stalling in Rochester house deals. Is this right?

The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not feature amongst the common causes of hindrances during the legal transfer of property. Local searches are not likely to feature in any slowing down conveyancing in Rochester.

How does conveyancing in Rochester differ for new build properties?

Most buyers of new build premises in Rochester approach us having been asked by the seller to sign contracts and commit to the purchase even before the property is finished. This is because house builders in Rochester tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Rochester or who has acted in the same development.

Completion is due on the sale of our £200,000 maisonette in Rochester next week. The management company has quoted £348 for Landlord’s certificate, insurance certificate and previous years service charge statements. Is it legal for a freeholder to charge an administration fee for a leasehold conveyance in Rochester?

Rochester conveyancing on leasehold apartments often involves the buyer’s lawyer sending enquiries for the landlord to address. Although the landlord is under no legal obligation to answer these enquiries the majority will be willing to assist. They may invoice a reasonable administration fee for answering enquiries or supplying documentation. There is no set fee. The average costs for the information that you are referring to is £350, in some situations it is in excess of £800. The management information fee required by the landlord must be accompanied by a synopsis of rights and obligations in relation to administration charges, without which the charge is not strictly payable. In reality you have little option but to pay whatever is demanded should you wish to sell the property.

Rochester Conveyancing for Leasehold Flats - Sample of Queries Prior to Purchasing

Where a Rochester lease has fewer than 80 years it will have adverse implications on the salability of the flat. Check with your bank that they are willing to go ahead with the loan given the lease term. Leases with fewer than 80 years remaining means that you will most likely need a lease extension at some point and it is worth discovering how much this would cost. Remember, in most cases you would need to own the premises for 24 months in order to be legally able to exercise a lease extension. What is the name of the managing agents?