Is it possible for conveyancing in Rochester to be done in less than two weeks?
Where you are under time constraints for your conveyancing it is highly recommended that your solicitor is familiar with the area as they will have local relationships and know-how. It is even conceivable that they could have handled otherhouses in the same neighbourhood. Therefore consider using a Rochester conveyancing firm. Second, double check that the conveyancing firm is on the member panel. It is understood that 18% of Rochester conveyancing transactions are delayed or derailed after finding out that a purchaser’s lawyer was not on their banks panel. In many cases this discovery resulted in the legal transfer of property being frustrated by as much as 21 days. It is claimed that this issue affects in the region of one hundred thousand home sales every year. Most Rochester conveyancing firms can not represent certain banks so do check at the outset.
I just bought a house at auction in Rochester. Conveyancing is necessary. What are my next steps?
Given that you have now to all intents and purposes signed on the dotted line you now have to appoint a conveyancing solicitor quickly as you will have a tight a fixed date to complete the property. Every auction property will have an associated auction set of papers. This will likely include the copy title deeds, local authority and drainage searches. If you have purchased leasehold premises the conveyancing papers may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to leasehold premises. You should give this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that your finances are in place to complete the transaction on the set completion date.
Is it the case that all Rochester CQS (Conveyancing Quality Scheme) solicitors are on the RBS conveyancing panel?
It is true that some lenders now utilise the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of conveyancing solicitors.
After shopping around on the internet I have found a Rochester solicitor having made sure that they are on the Coventry BS conveyancing panel. Does my lawyer arrange the survey of the property?
Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Rochester postcode. As you are getting a mortgage with Coventry BS, you could contact them to see if they have a list of approved surveyors in Rochester.
How does conveyancing in Rochester differ for new build properties?
Most buyers of new build residence in Rochester come to us having been asked by the developer to exchange contracts and commit to the purchase even before the house is finished. This is because new home sellers in Rochester tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Rochester or who has acted in the same development.
Are there any apps to help identify a Rochester solicitor on the Alliance & Leicester conveyancing panel? I have a car and am happy to travel upto 20miles to meet the lawyer.
You can use the facility on this page. Please select a lender and your location and you will see a number of Rochester conveyancing lawyers located nearest you. We have detailed some Rochester conveyancing firms at the bottom of this page and you can telephone them to see if they are on the Alliance & Leicester member panel
Am I better off to choose a Rochester conveyancing lawyer who is local to the property I am purchasing? We have a good friend who can perform the legal work but they are based over three hundred miles away.
The benefit of a local Rochester conveyancing practice is that you can visit the firm to execute paperwork, deliver your identification documents and apply pressure on them where appropriate. They will also have local intelligence which is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust instructed your friend and in the main were content that must surpass using an unfamiliar Rochester conveyancing lawyer just because they are local.