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Find a Stanford Le Hope Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Stanford Le Hope? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Stanford Le Hope home move at risk of delay or failure.

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Recently asked questions about conveyancing in Stanford Le Hope

Our son is about to exchange on a new build apartment in Stanford Le Hope with a home loan from Aldermore. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?

The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Aldermore conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Aldermore conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

My uncle informed me that in purchasing a property in Stanford Le Hope there could be various restrictions affecting the ability to carry out external changes to a property. Is this right?

We are aware of anumerous of properties in Stanford Le Hope which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Stanford Le Hope should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Are all Stanford Le Hope Conveyancing Quality Solicitors on the Nottingham conveyancing list of approved practices?

Some major lenders now use CQS as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.

I'm in the process of viewing apartments in Stanford Le Hope and I am now considering a potential offer. Should I already have a lawyer appointed at this stage? I will be getting a mortgage with Bank of Ireland.

You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are obtaining a mortgage with Bank of Ireland, make sure you remember to check that your lawyer is on the Bank of Ireland conveyancing panel.

A colleague advised me that where I am purchasing in Stanford Le Hope I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is occasionally included in the estimate for your Stanford Le Hope conveyancing searches. It is a large report of about 40 pages, listing and setting out important information about Stanford Le Hope around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Stanford Le Hope Education with maps and statistics, Local Amenities and other useful information concerning Stanford Le Hope.

I am looking for a ground for flat up to £235,500 and found one round the corner in Stanford Le Hope I like with a park and station in the vicinity, the downside is that it's only got 51 remaining years left on the lease. I can't really find anything else in Stanford Le Hope in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?

Should you need a home loan the shortness of the lease will be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of twenty four months you could ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this.

My wife and I hope to acquire our 1st home in Stanford Le Hope. Conveyancing practitioner has been appointed. The mortgage adviser pointed out that a survey is not appropriate as the house was only constructed 22 years ago.

You would be well advised to have a Home Buyer's Report. Given the residence was constructed more than a decade ago the property will not come with a warranty, so you don't want to take a risk. For a property that age with no signs of defects a Home Buyer's report may be sufficient. They will highlight any obvious issues and recommend further investigation if relevant. If there are any indications of material issues seek a comprehensive structural survey.

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Neighbouring Locations

Laindon
Basildon
Pitsea
Thurrock
Stanford Le Hope
Tilbury
Gravesend
Chadwell St Mary

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