I am buying a leasehold flat in Stanford Le Hope. My Conveyancer is not listed on the mortgage company solicitor list. Can I still retain my Stanford Le Hope conveyancing solicitor notwithstanding that they are not on the lender panel of approved conveyancing solicitors?
You have a couple of options open to you here
- Carry on with your chosen Stanford Le Hope conveyancer but your bank will no doubt use a solicitor from their conveyancing panel. The net result is additional cost together with probable delay.
- Choose a fresh lawyer to conduct the conveyancing, obviously checking they are on the lender conveyancing panel.
- Convince your conveyancer to do everything within their powers to join the lender’s panel of solicitors
I am mortgaging my flat in Stanford Le Hope, does my lawyer need to be on the HSBC Solicitor panel?
In theory, you could use a solicitor that is not on the HSBC conveyancing panel, but HSBC would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
A friend informed me that in buying a property in Stanford Le Hope there may be various restrictions prohibiting external alterations to a property. Is this right?
We are aware of anumerous of properties in Stanford Le Hope which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Stanford Le Hope should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am being advised by my conveyancer that lack of right of way insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Stanford Le Hope?
The right level of lack of right of way indemnity insurance depends on who your lender is. It would differ for example between National Westminster Bank and Virgin Money. Conveyancing solicitors as opposed to members of the public take out such policies.
We are getting the release of further monies on our home loan from UBS as we wish to conduct a loft conversion to our home in Stanford Le Hope. Are we obliged to select a local Stanford Le Hope solicitor on the UBS conveyancing panel to handle the legals?
UBS do not ordinarily instruct firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS panel.
We are purchasing a property and the conveyancer has raised the issue of Chancel Repair to which the house may be obligated to pay because it falls into the area of such a church. He has recommended insurance. Is this really necessary for conveyancing in Stanford Le Hope
Unless a prior purchase of the property took place after 12 October 2013 you may take it that solicitors conducting conveyancing in Stanford Le Hope to continue to advocate a chancel search and or insurance against a claim.
Is there anything unique about your site and alternative online quote calculators for conveyancing in Stanford Le Hope?
At this site get an accurate quote from a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Stanford Le Hope. As opposed to estate agents and brokerage sites we are not in the business of charging firms a commission if you choose them for your conveyancing in Stanford Le Hope