My uncle pointed out to me me that in buying a property in Chadwell St Mary there could be various restrictions limiting what one can do in terms of external changes to the property. Is this right?

We are aware of anumerous of properties in Chadwell St Mary which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Chadwell St Mary should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

My lawyer has informed me that breach of easement insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Chadwell St Mary?

The appropriate level of breach of easement indemnity insurance depends on your lender. It would differ for example between HSBC Bank and Leeds Building Society. Conveyancing solicitors as opposed to borrowers take out such insurances.

Completion of my purchase has taken place for my property in Chadwell St Mary. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

Is it necessary to pay for insurance to address the risk of chancel repairs when buying a house in Chadwell St Mary?

Unless a prior purchase of the property completed post 12 October 2013 you can take it that lawyers handling conveyancing in Chadwell St Mary to continue to recommend a chancel search and or chancel repair liability insurance.

I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. Chadwell St Mary is where the house is located. Can you offer any opinion?

Flying freeholds in Chadwell St Mary are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chadwell St Mary you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chadwell St Mary may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Is it possible to switch solicitor as I need to instruct one who is on the Accord Mortgages Ltd conveyancing list. I instructed a local conveyancing solicitor in Chadwell St Mary round the corner but she is not accepted by Accord Mortgages Ltd

It would be our pleasure to assist you select a conveyancing solicitor in Chadwell St Mary on the Accord Mortgages Ltd panel. Please note that the conveyancers that we work with do not pay us a referral fee if you instruct them and are under regulation of the SRA who regulate all conveyancing solicitors in Chadwell St Mary. In utilising search facility on this site, you can contrast costs for conveyancing solicitors in Chadwell St Mary and throughout England and Wales.

What advice can you give us when it comes to finding a Chadwell St Mary conveyancing practice to carry out our lease extension conveyancing?

When appointing a conveyancer for lease extension works (regardless if they are a Chadwell St Mary conveyancing practice) it is most important that he or she should be familiar with the legislation and specialises in this area of work. We recommend that you talk with several firms including non Chadwell St Mary conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions could be of use:

What are the costs for lease extension work? How experienced is the practice with lease extension legislation?

I bought a garden flat in Chadwell St Mary, conveyancing was carried out July 2005. Can you give me give me an indication of the likely cost of a lease extension? Equivalent properties in Chadwell St Mary with a long lease are worth £202,000. The ground rent is £60 levied per year. The lease finishes on 21st October 2082

With only 56 years remaining on your lease the likely cost is going to span between £29,500 and £34,000 plus professional fees.

The figure above a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure in the absence of comprehensive due diligence. You should not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before seeking the advice of a professional.