My wife and I have just purchased a house in Chadwell St Mary. We have noticed several issues with the property which we believe were omitted in the conveyancing searches. Is there anything we can do? What searches should? have been ordered for conveyancing in Chadwell St Mary?
The query is vague as to the nature of the problems and if they are unique to conveyancing in Chadwell St Mary. Conveyancing searches and investigations initiated as part of the legal transfer of property are designed to help avoid problems. As part of the process, a seller answers a questionnaire known as a Seller’s Property Information Form. If the information provided is misleading, you could possibly take legal action against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Chadwell St Mary.
Can I be sure that the Chadwell St Mary conveyancing solicitor on the Principality panel is any good?
When it comes to conveyancing in Chadwell St Mary obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer carrying out your transaction.
My wife and I have organised a further advance on our mortgage from Santander as we wish to conduct renovations to our home in Chadwell St Mary. Are we obliged to select a local Chadwell St Mary solicitor on the Santander conveyancing panel to deal with the legals?
Santander would not normally instruct firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander panel.
Having read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Chadwell St Mary solicitor - who is on the Co-operative conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Chadwell St Mary surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Chadwell St Mary?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Chadwell St Mary. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
In scouring the internet for the phrase cheap conveyancing in Chadwell St Mary it reveals numerous conveyancerslocally. With so much choice what is the best way to find the right property lawyer for my move?
The ideal method of seeking the right conveyancer is through a trusted recommendation, so enquire of colleagues and relatives who have bought a property in Chadwell St Mary or the respected estate agent or mortgage broker. Fees for conveyancing in Chadwell St Mary differ, so it's advisable to secure a minimum of four quotes from varying types of property lawyers. Make sure that you know that the fees are fixed.
Two months into purchasing a house in Chadwell St Mary. Conveyancing lawyer has told us the property is "Leasehold". Does this impact the marketability of the house?
Chadwell St Mary conveyancing does not ordinarily involve leasehold houses. The main consideration here is the length of lease and the ground rent. If it's 999 years with a peppercorn rent, it's virtually freehold, so it shouldn't impact the saleability significantly.
At the other extreme, if it's, say, fifty five years it is bound to have a significant effect on the value, and most likely wouldn't be mortgageable. The remaining lease term and ground rent will be stated in the lease provided to your property lawyer.