I am hoping to receive a mortgage offer from Halifax. I hope to enlist the help of a Licensed Conveyancer in Chadwell St Mary. Does the Halifax Solicitor panel include Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
Would the conveyancing practitioners identified via your search tool carry out auction conveyancing in Chadwell St Mary?
There are a few niche lawyers we can put you in touch with those conducting auction conveyancing. Chadwell St Mary is just one of the many areas of where our lawyers are based.
How up to date is your database of Chadwell St Mary solicitors on the Co-operative conveyancing panel? Do Co-operative send you an updated list?
Chadwell St Mary conveyancing firms themselves provide us confirmation that they are on the Co-operative conveyancing panel as opposed to being supplied with a list from Co-operative directly.
We are getting a further advance on our mortgage from TSB as we wish to carry out improvements to our home in Chadwell St Mary. Are we obliged to choose a local Chadwell St Mary solicitor on the TSB conveyancing panel to deal with the paperwork?
TSB would not normally appoint firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB list.
I have paid off my mortgage with Barclays. I assume I don't need a Chadwell St Mary property lawyer on the Barclays panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
Intending to buy a house in Chadwell St Mary. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Chadwell St Mary solicitor is on the Nationwide conveyancing panel.
How does conveyancing in Chadwell St Mary differ for new build properties?
Most buyers of new build or newly converted property in Chadwell St Mary approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is finished. This is because house builders in Chadwell St Mary typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Chadwell St Mary or who has acted in the same development.