IfI was to buy a simple residential housein Grays mortgage fee and have no survey and no conveyancing searches how much should I expect to have to pay for conveyancing in Grays?
The sole reduction in fees you would achieve is the disbursement for searches. A conveyancing practitioner is obliged to do the vast majority of work - money laundering, liaising with your sellers lawyer, SDLT submission, register the property etc. You might save a bit for them not having to register a charge but it won't be a lot.
I used Arc property Solicitors several years past for my conveyancing in Grays. I now require my papers however cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Grays of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Grays is the location of the property. Can you shed any light on this issue?
Flying freeholds in Grays are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Grays you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Grays may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My husband and I are 3 weeks into a residential purchase having been referred to conveyancers by the estate agent to do our conveyancing in Grays. I am am very disappointed with the level of service. Could you help me find new lawyers?
A solicitor would have to be really bad to suggest replacing them. Has the loan offer been sent? In the event that it has you will need to make them aware of the new contact details and get the loan are issued to the new lawyers. Your new conveyancer should be on the banks panel to avoid added expenses and frustration. That should be your first question of the new conveyancers. The find a solicitor tool should help you find a bank approved lawyer for your home move in Grays
At last I have had an offer on an flat in Grays agreed to, the vendor does however have a dependent purchase. The vendors have submitted an offer on somewhere, however it’s not yet agreed to, and are looking at other flats in the pipeline. I have selected a local conveyancing lawyer in Grays. What do I do now? When do I get the mortgage application with Lloyds started with Lloyds?
It is normal to have anxieties where there is a chain as you are unlikely to want to incur expenses too early (home loan application is in the region of one thousand pounds, then valuation, Grays conveyancing search charges, etc). First, you should ensure that your property lawyer is on the Lloyds approved list. Regarding the subsequent phase this very much depends on the circumstances of your transaction, desire for the property and on the state of the market. In a buoyant market some buyers would apply for the mortgage with Lloyds and pay for the survey and only if it was satisfactory would they request their lawyer to move forward with searches.