I am in need of a conveyancer. Should I go for for a national conveyancer rather than a local Grays conveyancing solicitor?

In the main conveyancing lawyers in your area will enjoy strong alliances with your local authority, which can assist with the Grays conveyancing searches that your lawyer will require on your transaction. It can only help if they have good connections with the Land Registry in your area Grays, other property lawyers in the area and Grays property agents.

The Grays conveyancing firm handling our Grays conveyancing has spotted a discrepancy when comparing the information in the home valuation survey and what is in the legal papers for the property. My solicitor has advised that he is obliged to ensure that the lender is happy with this discrepancy and is still content to lend. Is my conveyancer’s stance legitimate?

Your must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

I am planning to move house in . Will my conveyancing solicitor update the removal company on the day of completion. As an aside, can you put forward a removal company in Grays. Conveyancing solicitor was found prior to coming across your website.

On the day of completion you can pick up the keys from your property agent however this can only be done once the vendors conveyancers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be given over. Subsequently you should tell the removal men that you are ready to move in. We are not in a position to recommend a specific removal company but can assist you in choosing a residential property solicitor in Grays or a lawyer with expertise in conveyancing in Grays.

Is it the case that all Grays solicitors on the conveyancing panel are governed by the Solicitors Regulatory Authority?

As a firm of solicitors, in order to be on the conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. The majority of banks do allow licenced conveyancers on their panel and in that case the firms would be overseen by the CLC.

We had instructed conveyancers with offices in Grays on the solicitor panel. They have just billed me a separate sum for dealing with the mortgage. Is this a supplemental conveyancing fee set by ?

As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your may charge a fee for this. This charge is not dictated by but by your Grays . Some firms on the panel will levy an ‘acting for lender’ fee but plenty of practices incorporate it on their overall fee.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a quick, chain free conveyancing. Grays is where the house is located. Can you shed any light on this issue?

Flying freeholds in Grays are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Grays you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Grays may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I am contemplating using an online as opposed to a Grays conveyancing practice. Should I ‘stay local’?

Various benefits exist in being able to pop in to a local Grays conveyancing solicitor for instance

• signing documents same day
• getting one on one explanations of issues you don't understand
• the ability to complain if matters are not going as expected

When comparing estimates, look carefully for hidden extras. Most decent Grays high street solicitors give an all-inclusive figure. Often online agents seem to offer discounted prices, but have burried 'extras' in the small print.