We note that you have a search directory listing firms on the RBS conveyancing panel. Do firms pay you a commission if I instruct them for our own conveyancing in Grays?

We are a listing service only for law firms wishing to communicate if they are on the RBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Grays.

I am buying a detached bungalow in Grays. Our aim is to carry out an extension to the side at the property.Will legal conveyancing on the property include checks to ascertain if these works are prohibited?

Your property lawyer should review the registered title as conveyancing in Grays can sometimes reveal restrictions in the title documents which restrict categories of works or need the permission of a 3rd party. Many additions call for local authority planning consent and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.

I have been told by my conveyancer that restrictive coveneant insurance is needed on my purchase. What is the level of cover for Grays conveyancing?

The right level of restrictive coveneant indemnity insurance depends on who your lender is. It would differ for example between Barclays and Chelsea Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.

It is unclear whether my mortgage offer requires a lease extension. I have called into my local Grays building society branch on numerous occasions and was told they are content with the situation and they will lend. My Grays conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they refuse to lend based on their specific requirements. Who do I believe?

Provided that the conveyancing practitioner is on the mortgage company approved list, they must adhere to the Council of Mortgage Lenders’ Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I'm buying my first flat in Grays with a mortgage from Barclays . The sellers would not budge the amount so I negotiated five thousand pounds worth of additionals instead. The property agent told me not to tell my conveyancer about this extras as it may put at risk my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Is there anything unique about your site and alternative web based conveyancing solicitors when it comes to conveyancing in Grays?

At this site secure a fixed fee quote from a Solicitor or Licensed Conveyancer that appreciates the issues for your conveyancing in Grays. Unlike many estate agents and brokerage sites we do not charge firms a fee if you choose them for your conveyancing in Grays

I have been sourcing a conveyancing solicitor in Grays for my remortgage. Is there any facility to see a firm’s complaints history with the legal regulator?

Anyone may see documented Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. For information Pre 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The regulator could recorded telephone calls for training reasons.