In the event thatI was to buy a freehold propertyin Grays mortgage fee and have no survey and no conveyancing searches how much should I expect to to save on my conveyancing in Grays?
The sole reduction in fees you would achieve is the disbursement for searches. Your conveyancing practitioner is obliged to do the vast majority of work - money laundering, correspond with the vendors conveyancer, stamp duty return, register the title etc. You might save a bit for them not having to register a mortgage however it will not be meaningful.
Can your site be used to recommend a Conveyancing solicitor in Grays even if I’m not purchasing or selling a house, for instance where I want to acquire an office in Grays with a loan from Barclays Direct?
The service is predominantly there to locate domestic conveyancing solicitors in Grays but we have listed at the end of this page a few Grays commercial conveyancing firms. You should make contact with the solicitors directly to check if they can also act for Barclays Direct
Please explain the implications if my solicitor is removed from the Skipton Solicitor panel ahead of completing my conveyancing in Grays?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
Due to the input of my in-laws I had a survey completed on a property in Grays prior to appointing conveyancers. I have been advised that there is a flying freehold element to the house. The surveyor has said that some banks may refuse to issue a mortgage on a flying freehold house.
It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. Should you wish to call us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Grays. Conveyancing will be smoother if you use a solicitor in Grays especially if they are accustomed to such properties in Grays.
Am I right to be wary that brokers that I am dealing with are encouraging me to use a national conveyancing firm rather than a High Street Grays conveyancing practice?
As with lots of professional services, often recommendations from connections can be extremely useful or valuable. Yet there are lots of people with a keen interest in a conveyancing matter; estate agents, financial adviser and banks may suggest solicitors to retain. Sometimes these conveyancers might be known to one of the organisations as one of the best in their field, but sometimes there exists a commercial relationship behind the recommendation. You are at liberty to select your preferred conveyancer. You need to be aware that many mortgage providers specify a panel list of lawyers you are obliged to use for the lender related work in your house move.