As a first time buyer what is the most important number one tip you can give me concerning purchase conveyancing in Swanscombe?
Not many law firms shout this from the rooftops but conveyancing in Swanscombe or throughout England and Wales is often a confrontational experience. In other words, when it comes to conveyancing there exists an abundance of opportunity for friction between you and others involved in the ownership transfer. For instance, the seller, estate agent and sometimes your bank. Appointing a lawyer for your conveyancing in Swanscombe should not be taken lightly as your conveyancer is your adviser, and is the SOLE person in the process whose interest is to act in your legal interests and to protect you.
We are witnessing a distinct ongoing adversarial element to conveyancing- someone must be at fault for the process being so protracted. You should always trust your solicitor ahead of the other players in the home moving process.
My wife and I have a semi-detached Victorian house in Swanscombe. Conveyancing solicitor represented me and The Royal Bank of Scotland. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold under the exact same address. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Swanscombe and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with the conveyancing practitioner who conducted the conveyancing.
How does conveyancing in Swanscombe differ for new build properties?
Most buyers of new build residence in Swanscombe come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is built. This is because builders in Swanscombe typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Swanscombe or who has acted in the same development.
I need to retain a conveyancing solicitor for my conveyancing in Swanscombe. I happened to land on a site which appears to be the perfect solution If it is possible to get all this stuff done via web that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
What are the distinct advantages to selecting a local property lawyer in Swanscombe
Home movers in Swanscombe decide on using a nearby high street solicitor so that they can visit just in case they have problems, and to deliver documents without using the post.
One could say that there is a marginal advantage in opting for a solicitor nearby to a house you are buying, due to the familiarity of the region and possible local issues - nevertheless this is debatable. Most conveyancers conduct their communications online and could be anywhere in the world.