I have given 8 weeks notice to my current landlord and have to vacate my let out flat in Longfield by 31/1/2019. Conveyancing for my house purchase is underway. How realistic is it to complete in six weeks as don't want to have to find temporary accommodation?
Generally one should not provide notice for your tenancy unless exchange of contracts has taken place. Assuming that you have not already done so, contact to your lawyer and ask them to they chase the sellers lawyers, try to a target completion date that all parties will work towards
What is the first thing I need to know regarding purchase conveyancing in Longfield?
You may not hear this from too many lawyers but conveyancing in Longfield and elsewhere in England and Wales is often a confrontational experience. In other words, when it comes to conveyancing there is an abundance of opportunity for friction between you and other parties involved in the ownership transfer. For example, the seller, property agent and even potentially the mortgage company. Selecting a lawyer for your conveyancing in Longfield an important selection as your conveyancer is your adviser, and is the ONE party in the legal process whose role it is to protect your best interests and to keep you safe.
Sometimes a third party with a vested interest may try and sway you that it is in your interests to do things their way. For instance, the selling agent may claim to be helping by suggesting your conveyancer is wrong. Or your mortgage broker may advise you to do take action that is against your conveyancers advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
How simple is it to use your search tool to find a conveyancing lawyer in Longfield on the approved list for my lender?
Step one is to choose a lender such as Nationwide Building Society, Norwich and Peterborough Building Society or Clydesdale then specify your preferred area e.g. Longfield. Conveyancing firms in Longfield and across England and Wales should be identified.
Is it best to go with a Longfield conveyancing practitioner based in the location that I am hoping to buy? An old friend can deal with the legal formalities however his firm is located 400kilometers away.
The primary upside of using a local Longfield conveyancing firm is that you can drop in to sign paperwork, hand in your ID and apply pressure on them if necessary. They will also have local insight which is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and they were content that must surpass using an unfamiliar Longfield conveyancing solicitor solely due to them being based in the area.
My solicitor in Longfield is asking me for personal identification documents asserting that this is part of his requirements as a conveyancer on the bank Solicitor panel. Can this be correct?
Anti-terror and anti-money-laundering rules require Longfield conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that the bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the lender's UK Finance Lenders’ Handbook requirements