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Find a Purfleet Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Purfleet? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Purfleet conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Purfleet

We are about to complete on the purchase of a property in Purfleet but as a consequence of damage from a small fire at the property I have was able negotiate recompense from the current proprietors in the sum of six thousand pounds by way of a adjustment in the price. I had intended this to be addressed as part of amending the contract yet Nottingham will not agree to this. Why were they approached?

The property lawyer that is on the Nottingham approved list is required to inform Nottingham of any amendments to the purchase price. If you were to refuse your conveyancer to report the price change to Nottingham then they would have to discontinue acting for you. In addition, Nottingham and you would have to appoint a new conveyancing practitioner for your conveyancing in Purfleet.

I am due to exchange contracts on my house. I had a double glazing fitted in April 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Leeds Building Society are being difficult. The Purfleet solicitor who is on the Leeds Building Society conveyancing panel is saying indemnity insurance will be fine but Leeds Building Society are requiring a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?

It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I was told four weeks ago that my mortgage has been agreed to by Yorkshire BS. Is it usual for Yorkshire BS to only issue the offer once my solicitor in Purfleet is approved on their conveyancing panel? Yorkshire BS have asked my solicitor to see a copy of their PI Insurance.

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.

I have finally had an offer on a maisonette in Purfleet accepted, the sellers do however have a tied purchase. The sellers have put an offer on a property, but it’s not yet agreed to, and are looking at other apartments in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Purfleet. What do I do now? At what point do I apply for the mortgage with HSBC?

It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx one thousand pounds, then valuation, Purfleet conveyancing search fees, etc). The first course of action is to ensure that your property lawyer is on the HSBC approved list. As to the subsequent phase this very much depends on the specifics of your case, desire for this property and on the state of the market. During a hot market many buyers will apply for a home loan with HSBC and arrange for the valuation and only if it was satisfactory would they pay their conveyancing practitioner to move forward with searches.

What is different about your site and other internet conveyancing solicitors when it comes to conveyancing in Purfleet?

At this site obtain an accurate quote via a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Purfleet. Unlike many estate agents and brokerage sites we do not charge firms a commission if you instruct them for your conveyancing in Purfleet

Can you offer any advice when it comes to appointing a Purfleet conveyancing practice to deal with our lease extension?

If you are instructing a solicitor for your lease extension (regardless if they are a Purfleet conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of conveyancing. We suggest that you speak with several firms including non Purfleet conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions could be useful:

    What are the costs for lease extension work? Can they put you in touch with clients in Purfleet who can give a testimonial?

I have tried to negotiate informally with with my landlord for a lease extension without any joy. Can I make an application to the Leasehold Valuation Tribunal? Can you recommend a Purfleet conveyancing firm to act on my behalf?

Absolutely. We can put you in touch with a Purfleet conveyancing firm who can help.

An example of a Lease Extension decision for a Purfleet premises is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case was in relation to 13 flats. The unexpired term was 76 years.

We yesterday become aware that one of the partners of the law firm acting on the purchase conveyancing in Purfleet is is the sister of the seller. Is this acceptable?

On the basis that no conflict arises this should be fine. If you are requiring mortgage finance then the lender may have a say as many mortgage companies have specific instructions on this. For example for Royal Bank of Scotland as of 2/7/2024, the requirements read as follows :

1.15- May your firm act if the person dealing with the transaction or a member of his immediate family is the borrower?

No, your firm may not act if the person dealing with the transaction or a member of his immediate family is the borrower. However, your firm may act if a separate fee earner or separate partner within the firm acts for us.

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Neighbouring Locations

Rainham
Wennington
North End
Slade Green
Purfleet
Barnes Cray
Dartford

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