I am hoping to receive a mortgage with Halifax. I would like to retain the legal services of a Licensed Conveyancer in Purfleet. Does the Halifax Solicitor panel exclude Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Various online forums that I have frequented warn that are the number one cause of stalling in Purfleet house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released conclusions of a review by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of delays in the conveyancing process. Searches are unlikely to be the root cause of slowing down conveyancing in Purfleet.
My wife and I have a renovated Edwardian house in Purfleet. Conveyancing solicitor acted for me and The Mortgage Works. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold under the exact same address. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Purfleet and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with the conveyancing solicitor who completed the work.
I opted to have a survey done on a property in Purfleet in advance of instructing lawyers. I have been advised that there is a flying freehold element to the house. My surveyor advised that some banks may refuse to issue a mortgage on this type of premises.
It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. If you call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Purfleet. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Purfleet to see if the conveyancing costs will increase in light of this.
I am looking into buying my first house which is in Purfleet and I am already nervous. I couldn't find anything specific about Purfleet. Conveyancing will be needed in due course but do you know about the Purfleet area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Purfleet. In the meantime here are some basic statistics that we found