I purchased a freehold residence in Dartford but still pay rent, why is this and what is this?
It is rare for properties in Dartford and has limited impact for conveyancing in Dartford but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.
Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.
My Conveyancer in Dartford is not on the HSBC Bank Approved Panel. Can I still continue with my family solicitor notwithstanding that they are not on the HSBC Bank approved list?
Your options are as follows:
- Complete the purchase with your preferred Dartford lawyers but HSBC Bank will need to retain a solicitor on their list of acceptable firms. This will result in additional total conveyancing charges as well as cause delays.
- Get an alternative solicitor to act in the conveyancing, not forgetting to check they are Persuade your lawyer to use their best endeavours to join the HSBC Bank conveyancing panel
What is the difference between a licensed conveyancer and conveyancing solicitor in Dartford
There are two types of lawyers who can execute conveyancing in Dartford namely licenced conveyancers or solicitors. Both professionals provide the legal services that you need to complete the sale or purchase of property. Both are duty bound to conduct Dartford conveyancing on similar standards and guidelines so you can be sure that your conveyancing will be professionally administered and that the necessary procedures will be appropriately adhered to.
This question may be naive but I am new to the home buying as a first time buyer of a garden flat in Dartford. Do I collect the keys to the house on completion from my lawyer? If so, I will use a local conveyancing solicitor in Dartford?
On the day of completion you will not be required to go to the conveyancers office in Dartford. Your solicitors will transfer the completion advance to the seller's solicitors, and shortly after the monies have arrived, you will be called to collect the keys from the selling Agents and start moving into the property. Usually this happens early afternoon.
Completion of my purchase has taken place for my property in Dartford. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Me and my brother own a semi-detached Edwardian house in Dartford. Conveyancing solicitor represented me and Barclays . I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold with the exact same address. Is it worth asking Barclays to clarify?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Dartford and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing solicitor who conducted the work.
Is it possible to switch conveyancer as I have to retain one who is on the HSBC Bank conveyancing panel. I hired a high street conveyancing solicitor in Dartford five minutes from me but he is not approved by HSBC Bank
It would be our pleasure to help you select a conveyancing solicitor in Dartford on the HSBC Bank panel. Please note that the solicitors that we on the directory do not pay us fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Dartford. In making use of the find a conveyancing solicitor tool on this page, you can contrast charges for conveyancing solicitors in Dartford and throughout England and Wales.