We are approaching an exchange on a flat in Dartford and my parents have sent the ten percent deposit to my property lawyer. I am now advised that as the deposit has been sent from someone other than me my property lawyer needs to make a notification to my mortgage company. Apparently, in also acting for the mortgage company he must advise them that the balance of the purchase price is not just from me. I informed the mortgage company concerning my parents' contribution when I applied for the mortgage, so is it really appropriate for this now to hold matters up?

Your property lawyer is legally required to check with lender to make sure that they know that the balance of the purchase price is not from your own resources. The solicitor can only report this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

I am purchasing a new build flat in Dartford. Can I do my own conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Dartford you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Dartford.

I require fast conveyancing in Dartford as I am faced with a deadline to complete inside one month. A home loan is not required. Can I decline from having conveyancing searches to save money and time?

As you are not getting a mortgage you have the choice not to have searches carried out although no solicitor would suggest that you don't. Drawing on our experience of conveyancing in Dartford the following are examples of what can appear and adversely impact future mortgageability: Refused Planning Applications, Overdue Fees, Overdue Grants, Railway Schemes,...

The estate agent has sent us the confirmation of our purchase of a new build flat in Dartford. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Dartford

Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

Should I be suspicious that brokers that I am dealing with are encouraging me to use a factory type conveyancing firm rather than a High Street Dartford conveyancing company?

As with many professional services, often referrals from connections can be worth their weight in gold. But there are lots of parties with a keen interest in a conveyancing transaction; estate agents, financial adviser and lenders may put forward conveyancers to select. Sometimes these solicitors might be known to one of the organisations as experts in their field, but sometimes there is an underlying commercial relationship behind the endorsement. You have the right to select your own lawyer. Don't forget that many mortgage providers operate an approved list of solicitors you must use for the lender related work in your house move.