We are expecting a mortgage offer soon. The lender mentioned the mortgage came with free conveyancing. Does this mean I have to instruct their panel solicitor as I would prefer to use a local conveyancing solicitor in Greenhithe?

You should check but the chances are that appoint one of their panel lawyers if you take up the "fee-free" incentive. Contact the mortgage company to check if they offer you a cash alternative. In the past a few lenders offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor in Greenhithe.

I am assisting my niece sell her flat in Greenhithe. Does the solicitor arrange an energy performance certificate or it is for the owner to see to?

After the abolition of Home Information Packs, energy performance certificates was maintained a required element of selling a property. An EPC needs to be commissioned in advance of the property being put on the market. This is not as aspect of the sale process that conveyancers ordinarily organise. If you are using a Greenhithe conveyancing lawyer they might be able to arrange energy performance certificates given their relationships with long established local assessors

I am planning to move home in . Will my conveyancing solicitor communicate with the removal company on the completion day. As an aside, can you put forward a removal company in Greenhithe. Conveyancing lawyer was chosen prior to coming across this site.

On the day of completion you can collect the house keys from your property agent however this can only be done once the previous owners lawyers confirm to the agent that the monies to complete are in and the keys can be given over. Subsequently you will need to tell the removal company that they can start moving you in. As a matter of policy we do not recommend a specific removal company but can assist you in choosing a conveyancing in Greenhithe or a firm that specialises in conveyancing in Greenhithe.

I am due to exchange contracts on my house. I had a double glazing fitted in October 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, are being problematic. The Greenhithe solicitor who is on the conveyancing panel is happy to accept ‘lack of building regulation’ insurance but are requiring a building regulation certificate. Why do have a conveyancing panel if they don't accept advice from them?

It is probably the case that have referred the matter to their valuer. The reason why may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

4 months have elapsed since my purchase conveyancing in Greenhithe concluded. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I purchased a split level flat in Greenhithe, conveyancing was carried out 3 years ago. Can you work out an approximate cost of a lease extension? Corresponding properties in Greenhithe with a long lease are worth £165,000. The average or mid-range amount of ground rent is £45 invoiced every year. The lease terminates on 21st October 50

With just 50 years left to run we estimate the price of your lease extension to span between £36,100 and £41,800 as well as costs.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to advice on the actual costs in the absence of detailed due diligence. You should not use the figures in tribunal or court proceedings. There may be other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you move forward based on this information before seeking the advice of a professional.

I need to change lawyers as my Greenhithe lawyer is not on the lender's approved list of conveyancing solicitors. Is it practical to instruct different lawyers?

In the event that you have not formally instructed a solicitor to start work and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Greenhithe that you're considering.