Why do I have to pay up front for my conveyancing in Greenhithe?
Where you are retaining lawyers for conveyancing in Greenhithe your lawyer will request that you to provide them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. When the deposit is as part of the sale price then this will be required shortly ahead of contracts are exchanged. Any further balance that is needed should be sent to your lawyer shortly before completion.
The Greenhithe conveyancing solicitors that I appointed last week on my house acquisition in Greenhithe have without warning closed. I chose them because I needed a firm on the RBS conveyancing panel and my previous Greenhithe lawyer was not. I issued them a cheque for £250 in advance. What do I do now?
If you have an estate agent involved then inform them straight away so that they can let the sellers know that there may be a slight delay due to the problems encountered. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the RBS conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to help.
We are buying a property in Greenhithe. I might seem paranoid but how we can trust a conveyancer? On completion day we will need to send money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am due to move home in May. Should my conveyancing solicitor call the removal company on the day of completion. As an aside, can you suggest a removal company in Greenhithe. Conveyancing firm was organised before I stumbled across your site.
On the afternoon of completion you can pick up the house keys from your property agent but this should only be done when the vendors conveyancers advise the agent that they have the completion monies and the keys can be passed over. After that you can advise the removal company that they can start moving you in. We do not suggest a particular removal organisation but can help you locate a residential property solicitor in Greenhithe or a firm with expertise in conveyancing in Greenhithe.
Two weeks ago we had a mortgage agreed in principle with RBS. Greenhithe conveyancing practitioners have been chosen. How long does it take for RBS to send the offer to the lawyer?
There is no definitive answer here. Have RBS conducted the survey? Have you informed RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
The deeds to my home are lost. The solicitors who conducted the conveyancing in Greenhithe 5 years ago no longer exist. What are my options?
As long as you have a registered title the information relating to your proprietorship will be retained by the Land Registry under a Title Number. It is possible to perform a search at the Land Registry, identify your house and get current copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will usually hold a certified copy of the Registered Lease and again, a copy can be obtained for twenty pounds.
Our offer on semi in Greenhithe has been agreed to, the vendor does nevertheless have a tied purchase. The vendors have put an offer on a property, but it’s not yet agreed to, and are looking at other apartments booked. I have instructed a nearby conveyancing lawyer in Greenhithe. What do I do now? At what stage do I apply for the mortgage with Barclays?
It is normal to have anxieties where there is an associated chain given your reluctance to be too out of pocket prematurely (mortgage application is approx one thousand pounds, then valuation, Greenhithe conveyancing search charges, etc). First, you must check that your property lawyer is on the Barclays conveyancing panel. As to the next phase this very much depends on the uniqueness of your case, desire for this property and on the state of the market. During a buoyant market many home buyers will apply for a home loan with Barclays and arrange for the survey and only if it comes back ok would they ask their conveyancer to press on with searches.