My wife and I have recently appointed a conveyancing solicitor in Ardleigh Green. I I would like to check whether they are accepted on the Skipton Building Society approved list of lawyers. Can you advise?
The first thing to do is call the solicitor and enquire if they are on the lender panel. Alternatively you should get in touch with Skipton Building Society who may be able to confirm.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The solicitors who conducted the conveyancing in Ardleigh Green 10 years ago no longer exist. What are my next steps?
As long as the title is registered the information relating to your proprietorship will be documented by the Land Registry under a Title Number. It is possible to conduct a search at the Land Registry, find your property and obtain up to date copies of the property title for a small fee. If the title is Leasehold then the Land Registry will usually retain a file copy of the Registered Lease and again, a copy can be obtained for a small fee.
How does conveyancing in Ardleigh Green differ for newly converted properties?
Most buyers of new build property in Ardleigh Green contact us having been asked by the seller to sign contracts and commit to the purchase even before the residence is ready to move into. This is because new home sellers in Ardleigh Green typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ardleigh Green or who has acted in the same development.
Should I be suspicious about estate agents that I am dealing with are encouraging me to use a web based conveyancing firm rather than a High Street Ardleigh Green conveyancing company?
As is the case with many professional services, often referrals from family and friends can be worth their weight in gold. But there are lots of parties with a keen interest in a conveyancing deal; estate agents, financial adviser and banks may suggest conveyancers to instruct. On occasion the solicitors might be known to one of the organisations as being good in their field, but occasionally there might be a commercial relationship behind the recommendation. You have the discretion to select your preferred lawyer. Don't forget that some mortgage providers specify a panel list of conveyancers you are obliged to use for the lender aspect of your house move.
When it comes to my conveyancing in Ardleigh Green should I be charged VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Ardleigh Green conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the conveyancing practitioner's time in submitting the funds this way.