Can you recommend a Virgin Money allowed Hornchurch conveyancing conveyancer that can complete within 10 days? Would it be better to use a high street Hornchurch conveyancer or an online comparison site?
We can recommend some very good Hornchurch conveyancing firms. You can also walk up the high street in Hornchurch. Go in to a couple of firms and ask to speak with a conveyancing solicitor for a quote. Mention your requirements together with your reasons and ask for a commitment on your deadline. Choose the lawyer that appears most efficient.
My property lawyer in Hornchurch is not on the Halifax Conveyancing Panel. Can I still retain my prefered solicitor even though they are not on the Halifax panel?
Your options are as follows:
- Complete the purchase with your existing Hornchurch lawyers but Halifax will need to retain a conveyancer on their panel. This will result in additional total conveyancing fees and cause delays.
- Find an alternative practitioner to to deal with the purchase, not forgetting to check they are Halifax approved.
- Try to convince your Halifax based solicitor to attempt to join the Halifax panel
Is it the case that all Hornchurch CQS (Conveyancing Quality Scheme) solicitors are on the Aldermore conveyancing list of approved practices?
A selection of banks and building societies now utilise CQS as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.
We had chosen conveyancing lawyers located in Hornchurch on the Bank of Ireland solicitor panel. They are now charging me a separate fee for the legal aspects of the Bank of Ireland mortgage. Is this an additional conveyancing fee specified by Bank of Ireland?
Provided it is contained in their Terms of Engagement or Quote then yes your conveyancing practitioner can charge a fee for this. This fee is not set by Bank of Ireland but by your Hornchurch conveyancing practitioner. Some firms on the Bank of Ireland panel will quote ’dealing with mortgage’ fee but some firms include it on their overall fee.
I had a mortgage agreed in principle with RBS. Hornchurch conveyancing solicitors are chosen. What is the average time that one could expect to receive a mortgage offer from RBS?
There is no definitive answer here. Have RBS completed the survey? Have you advised RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I require expedited conveyancing in Hornchurch as I am under pressure to sign on the dotted line in less than 2 weeks. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save money and time?
If.Given you are are a mortgage free purchaser you have the choice not to have searches carried out although no solicitor would suggest that you don't. Drawing on our experience of conveyancing in Hornchurch the following are instances of what can be revealed and therefore affect the marketability of the property: Refused Planning Applications, Overdue Charges, Overdue Grants, Railway Schemes,...
Despite weeks of looking the Title Certificate and documents to our house can not be found. The conveyancers who handled the conveyancing in Hornchurch 5 years ago have long since closed. What do I do?
These day there are duplicates made of almost everything, and your conveyancer will be aware precisely where to look for all the appropriate documentation so you can purchase or sell your house without any difficulty. If duplicates can’t be located, your solicitor can put in place insurance or indemnities against future claims on your premises.