I'm in the process of swapping over from my existing standard home loan to a Buy to Let TSB mortgage. The bank has said that I need a conveyancer for this. I spoke to my previous Hornchurch conveyancing practitioner who dealt with the legals when I initially acquired the house. The costs illustration supplied of £575 plus disbursements is surprising as I am not require purchase conveyancing - it’s just a bog-standard refinance.

The estimate does seem a little steep. If you shop around you may be able to decrease the fees slightly by say a hundred pounds. On the other hand, assuming were happy with the assistance the firm gave you couldlive to rue opting for an an unknown solicitor. If is important to enquire that the firm can also act for TSB. You can make use of our search tool to find a Hornchurch conveyancing firm on the TSB conveyancing panel, which can often include conveyancing solicitors in Hornchurch.

The Hornchurch conveyancing lawyers that just started acting on my purchase in Hornchurch have suddenly closed. I only went with them because I needed a solicitor on the Co-operative conveyancing panel and my previous Hornchurch lawyer was not. I paid them funds in advance. What do I do now?

Assuming that you have an Estate Agent in the equation then inform them immediately so that they can let the sellers know that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Co-operative conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to assist.

I have justbecome aware that Stirling Law have closed. They conducted my conveyancing in Hornchurch for a purchase of a leasehold apartment 9 months ago. How can I be sure that the property is not still registered in the name of the previous owner?

The quickest method to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hornchurch conveyancing specialists.

I decided to have a survey completed on a property in Hornchurch prior to instructing solicitors. I have been informed that there is a flying freehold overhang to the property. My surveyor has said that some banks tend not grant a mortgage on this type of property.

It depends who your proposed lender is. Bank of Scotland has different requirements from Birmingham Midshires. Should you wish to call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hornchurch. Conveyancing may be slightly more expensive based on your lender's requirements.

To what extent are Hornchurch conveyancing solicitors duty bound by the Law Society to publish clear conveyancing figures?

Contained within the Solicitors Code of Conduct are specific rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their fees to clients.The Law Society have practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not to be regarded as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, nevertheless, constitute the Law Society’s perspective of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Hornchurch or across England and Wales.