We see that you have a search directory identifying firms on the RBS conveyancing panel. Do firms pay you a commission if I retain them for our own conveyancing in Emerson Park?
We are a listing service only for law firms wishing to communicate if they are on the RBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Emerson Park.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Emerson Park. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 13/2/2019, the requirements read as follows :
Me and my brother have a renovated Edwardian property in Emerson Park. Conveyancing practitioner represented me and Coventry Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the exact same address. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Emerson Park and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with your conveyancing lawyer who conducted the conveyancing.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a quick, no chain conveyancing. Emerson Park is the location of the property. Can you shed any light on this issue?
Flying freeholds in Emerson Park are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Emerson Park you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Emerson Park may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My mortgage broker has recommended their conveyancer for my conveyancing in Emerson Park - Is it not simpler advisable to just use them?
It is worth checking if the selling agent is recommending a solicitor or introducing to a conveyancing practitioner. There are plenty of Emerson Park estate agents who recommend two or three Emerson Park conveyancing firms purely based on those lawyers offering a great service.