Am I correct in assuming that the fact that my conveyancer in North Ockendon is not identified on my mortgage company's solicitor panel that there is a problem with the standard of his conveyancing?
It would be unwise to jump to that conclusion. There are plenty of plausible explanations. Just recently a report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should contact the North Ockendon conveyancing firm and ask them why they are no longer on the approved list for your mortgage company.
Can your site be used to find a Conveyancing solicitor in North Ockendon even where I’m not buying or selling a house, for example if I want to buy a shop in North Ockendon with a mortgage from Lloyds TSB Bank?
Our search tool is predominantly there to get a quote from residential conveyancing solicitors in North Ockendon but we have listed at the bottom of this page a selection of North Ockendon commercial conveyancing firms. You should speak with the solicitors directly to establish if they are also authorised to represent Lloyds TSB Bank
I opted to have a survey completed on a house in North Ockendon prior to instructing conveyancers. I have been informed that there is a flying freehold overhang to the property. Our surveyor has said that some lenders may not grant a loan on such a house.
It depends who your proposed lender is. HSBC has different instructions from Halifax. If you contact us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in North Ockendon. Conveyancing may be slightly more expensive based on your lender's requirements.
I'm refinancing my existing property to a buy to let mortgage with Santander and intend to use the remaining equity as a deposit on a second house. The neighborhood we are interested in is North Ockendon. Will your lawyers be able to act for both sets of mortgage companies and tie in the two deals?
Make use of our comparison tool on this page to ensure that the conveyancers are on the relevant lender panels. Having checked that they are the lawyer will be able to tie up the two conveyancing matters but you should talk with you lawyer and communicate your desired outcome and requirements.
Is there a distinction between surveying and conveyancing in North Ockendon?
Conveyancing - in North Ockendon or anywhere in England and Wales - is the legal term given to transferring legal title of property from one person to another. It therefore includes the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re purchasing and will help you find out about the condition of the building and, if there are problems, give you a powerful reason for negotiating the buying price down or asking the seller to fix the defects prior to you complete your move.