My previous solicitor has sent a quote for £1150 for leasehold conveyancing in North Ockendon. I am hoping to downsize from a Edwardian detached home for £275,000. Are these estimated fees excessive? Is it in excess of what I should be paying for conveyancing in North Ockendon?

The charges are a little high. If you shop around you might trim some of the cost by as much as £125. On the other hand, you couldcome to regret choosing an a cheaper conveyancer. Remember to be sure that the solicitor can act for your mortgage company. You can make use of our search tool to select a North Ockendon conveyancing firm on the lender’s approved list of lawyers which can often include conveyancing solicitors in North Ockendon.

All was ready to move into my new home in North Ockendon next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the bank. What does the insurance need to cover?

All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 requirements. These obligations are not limited to conveyancing in North Ockendon.

I am buying a new build flat in North Ockendon. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in North Ockendon

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision.

Due to the advice of my in-laws I had a survey completed on a house in North Ockendon in advance of instructing lawyers. I have been told that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies will refuse to give a mortgage on this type of home.

It depends who your proposed lender is. Santander has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in North Ockendon. Conveyancing will be smoother if you use a solicitor in North Ockendon especially if they regularly deal with such properties in North Ockendon.

Hoping to buy a property located in North Ockendon and I am already nervous. I couldn't find anything specific about North Ockendon. Conveyancing will be needed in due course but do you know about the North Ockendon area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at North Ockendon. In the meantime here are some basic statistics that we found