Me and my wife are purchasing a flat in Brentwood. My property lawyer is not on the lender solicitor panel. Am I still permitted to retain my Brentwood conveyancing solicitor even though they are not on the lender panel?
One must appoint a conveyancing practitioner to deal with the formalities when you require a loan to buy your home. The lawyer will carry out all the relevant due diligence on the property, ensuring that you will be properly registered as the owner and ensure that all the required mortgage paperwork is dealt with. One can appoint a Brentwood solicitor of your choice. Nevertheless, where the lawyer appointed is not a member of the bank conveyancing panel additional charges will be incurred as separate legal representation will be need by the lender. Conveyancing panel applications may be submitted, so if your lawyer has not historically sought membership they should take the opportunity to apply.
Do I need to pop into the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Brentwood so that I can attend their offices if required.
These days conveyancing panel lawyers for lenders carry out their work through the post, e-mail or over the phone. This enables them to undertake the conveyancing transaction regardless of where you live in England or Wales. That being said you should see if you have the option of visiting the offices of your conveyancing lawyer if needed.
What is the difference between a licensed conveyancer and conveyancing solicitor in Brentwood
There are two types of lawyers who can perform conveyancing in Brentwood namely CLC regulated conveyancers or solicitors. The two can handle conveyancing services that you need to complete the sale or purchase of property. They are both duty bound to handle Brentwood conveyancing on similar quality and guidelines so you can be safe in the knowledge that your conveyancing will be properly administered and that all requisite steps should be appropriately followed.
We are getting the release of further funds on our home loan from Kent Reliance as we intend to conduct a loft conversion to our home in Brentwood. Do we need to choose a bricks and mortar Brentwood solicitor on the Kent Reliance conveyancing panel to handle the legals?
Kent Reliance do not ordinarily require a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Kent Reliance panel.
Completion of my purchase has taken place for my property in Brentwood. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
The deeds to my home can not be found. The lawyers who did the conveyancing in Brentwood 4 years ago are no longer around. What are my options?
In today’s world there are copies made of almost everything, and your solicitor should be aware precisely where to locate all the appropriate documentation so you may purchase or sell your property without any difficulty. If copies are not available, your solicitor can put in place insurance or indemnities protecting you against future claims on your property.
I'm converting the mortgage on my existing property to a buy to let loan with Lloyds TSB Bank and I will use the rest of the raised equity as a deposit on a second house. The location we are talking about is Brentwood. Will your solicitors be able to act for the two mortgage companies and link together the transactions?
Make use of our search tool on this page to be sure that the solicitors are on the appropriate lender panels. Having checked that they are the solicitor should be able to connect the two transactions but you should have a chat with you lawyer and specify your desired outcome and needs.