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Find a Brentwood Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Brentwood? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Brentwood conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Brentwood

My conveyancer has identified a a legal deficiency with the lease for the property we are buying in Brentwood. The seller’s lawyers have suggested defective title insurance as a workaround. We are content with insurance and will cover the costs. Our lawyer has advised that he must check that the bank is happy with this solution. Who is the client here, us or the lender?

Regardless of the fact that you have a mortgage offer from the bank does not mean to say that the property will meet their specifications for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the bank are the client. These conveyancing instructions must be adhered to.

We are buying a house and require a conveyancing solicitor in Brentwood who is on the Coventry BS conveyancing panel. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Coventry BS . We don't recommend any particular firms conducting conveyancing in Brentwood.

My aunt informed me that in buying a property in Brentwood there could be various restrictions preventing external alterations to a property. Is this right?

We are aware of anumerous of properties in Brentwood which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Brentwood should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We are purchasing a detached bungalow in Brentwood. The intention is to carry out an extension to the side at the property.Will the conveyancing process involve checks to ascertain if these alterations are allowed?

Your property lawyer will review the deeds as conveyancing in Brentwood will occasionally identify restrictions in the title documents which restrict certain alterations or necessitated the permission of a 3rd party. Many extensions need local authority planning permissions and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor prior to committing yourself to a purchase.

I happen to be the single recipient of my late grandmother’s estate with all property in now in my sole name, including the my former home in Brentwood. Conveyancing formalities meant that the Land Registry date was in October. I plan to dispose of the house. I do know about the Mortgage Lenders 6 month 'rule', which means that my property ownership may be considered the same way as if I'd bought the house in October. Do I have to wait 6 months to sell?

The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. many lenders would take a practical view as this requirement primarily exists to pick up on subsales or the wholesaling and assigning of properties.

Are there restrictive covenants that are commonly identified during conveyancing in Brentwood?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Brentwood. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am an executor of my recently deceased mum’s Will, with a house in Brentwood which is to be marketed. The bungalow is unregistered at HMLR and I'm told that many buyers solicitors will insist that it is in place before they will move forward. What's the procedure for this?

In the situation that you have set out it seems prudent to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.

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