We were going to get a AIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Coventry BS recommend any Brentwood solicitors on the Coventry BS conveyancing panel, or is it better to go independently?
You will need to appoint Brentwood solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
I am selling my apartment. I had a double glazing fitted in March 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Leeds Building Society are being problematic. The Brentwood solicitor who is on the Leeds Building Society conveyancing panel is saying indemnity insurance will be fine but Leeds Building Society are requiring a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?
It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Planning on purchasing a apartment in Brentwood. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Brentwood property lawyer is on the RBS conveyancing panel.
We are buying a house and the lawyer has identified Chancel Repair for which the property could be obligated to contribute to as it falls into the area of such a church. He has suggested insurance. Is this strictly required for conveyancing in Brentwood
Unless a prior acquisition of the house completed after 12 October 2013 you may assume that solicitors handling conveyancing in Brentwood to continue to recommend a chancel search and or insurance against a claim.
I have been on the look out for a ground for flat up to £195,000 and identified one round the corner in Brentwood I like with amenity areas and station in the vicinity, the downside is that it's only got 51 remaining years left on the lease. I can't really find anything else in Brentwood suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you require a mortgage the remaining unexpired lease term will likely be problematic. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.
In my capacity as executor for the will of my uncle I am disposing of a property in Monmouth but I am based in Brentwood. My lawyer (based 300 miles awayrequires that I execute a stat dec ahead of completion. Can you recommend a conveyancing practitioner in Brentwood who can witness and place their company stamp on the document?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will suffice regardless of whether they are Brentwood based
Your search tool is useful but there are many lawyers listed near Brentwood being on the bank conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the mortgage company approved panel?
We are not in the business of recommending one firm above another as the right Brentwood conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with Brentwood knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..