We were about to choose a conveyancing solicitor in Shenfield recommended using your comparison tool but have come across some other quotes on the internet look less pricey – why is this?
You can find numerous websites advertising self styled cheap conveyancing, but extracosts end up with the closing invoice being escalated. In accordance with regulatory requirements charges outlined in terms of engagement should be fair and reasonable and be applied The law firms that we put forward for conveyancing in Shenfield set out all costs for the property you intend topurchase.
We're in Shenfield, FTBs purchasing with a mortgage (lender is Yorkshire BS , and our solicitor is on the Yorkshire BS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Yorkshire BS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I am helping my sister sell her flat in Shenfield. Will the conveyancer arrange the energy assessment or should I organise this?
Following the demise of Home Information Packs, EPC’s was retained a compulsory component of moving house. An energy performance certificate should be commissioned in advance of the property being marketed. This is not something that conveyancers ordinarily arrange. Where you are instructing a Shenfield conveyancing solicitor they may be able to arrange energy performance certificates given their contacts with long established local energy assessors
Having digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Shenfield solicitor - who is on the Clydesdale conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Clydesdale will need an independent valuation of the property. Your lawyer will not arrange this. Usually Clydesdale will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Shenfield postcode. As you are getting a mortgage with Clydesdale, you could contact them to see if they have a list of approved surveyors in Shenfield.
RBS have agreed my home loan in principle, my bid on a house in Shenfield has been accepted, now what?
Your property agent will want to be informed of your solicitor's details (ensure that the conveyancing practitioners are on the lender’s approved list). Telephone RBS or your broker and finish off any outstanding paperwork. RBS will instruct a valuer who will get in contact with the estate agent or owners to arrange an appointment. Once conducted (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. RBS will send the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Shenfield.
A colleague suggested that where I am buying in Shenfield I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard Shenfield conveyancing searches. It is a large document of more than thirty pages, listing and setting out important information about Shenfield around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Shenfield Education with plans and statistics, Local Amenities and other useful information concerning Shenfield.
Is planning consent required to convert a house into a couple of appartments in Shenfield? This has occurred to a house opposite to my home in Shenfield and was not aware of the conversion until after the works were done.
Planning Permission yes. Building Regulations yes.