What is the best way to investigate if the solicitor handling my conveyancing in Ingatestone is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Britannia thus paying £192.00 in further conveyancing bill.

You should take advantage of the find a lender approved solicitor tool on this page. Pick the lender and type ‘Ingatestone’ or your location and you will see a number of lawyer located in Ingatestone or nearest you.

My bid for a property was accepted at auction in Ingatestone. Conveyancing is needed. What happens now?

Having to all intents and purposes signed on the dotted line you now have to find a conveyancing lawyer as a matter of priority as you are facing a pending a fixed date to complete the purchase. An auction property should have a bespoke legal pack. This will likely include evidence of title and search results. If you have purchased leasehold premises the conveyancing pack should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to leasehold premises. You need to pass this on to your appointed conveyancing solicitor ASAP. Do make sure that your finances are organised to complete the transaction on the set completion date.

When it comes to lenders such as Barclays, do Ingatestone property lawyers incur an annual charge to be on the list of approved solicitors?

We are not aware of any mortgage company fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.

I am expecting a DIP from Barclays this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Barclays recommend any Ingatestone solicitors on the Barclays conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Ingatestone solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.

Should commercial conveyancing searches reveal proposed roadworks that could impact a commercial estate in Ingatestone?

Many commercial conveyancing solicitors in Ingatestone will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Ingatestone. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Ingatestone.

For every commercial conveyancing transaction in Ingatestone it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately can result in delays to Ingatestone commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not ordered for domestic conveyancing in Ingatestone.

I'm buying my first flat in Ingatestone with the aid of help to buy. The sellers refused to move on the amount so I negotiated £7000 of extras instead. The house builders rep told me not disclose to my solicitor about the deal as it could adversely affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey completed on a house in Ingatestone in advance of appointing conveyancers. I have been informed that there is a flying freehold overhang to the house. My surveyor advised that some banks may not issue a mortgage on this type of property.

It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. If you e-mail us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Ingatestone. Conveyancing will be smoother if you use a solicitor in Ingatestone especially if they regularly deal with such properties in Ingatestone.