I am acquiring a property without a mortgage in Writtle. I have resided for the previous dozen years in Writtle. Conveyancing searches are exorbitant. As I know the area and road intimately must I have all the conveyancing searches?

Provided that you do not need a home loan, then the vast majority of the Writtle conveyancing searches are optional. Your solicitor will ’encourage you, perhaps strongly, that you should have searches done, but he has a professional duty to do this. Do take into account; if you are going to sell the house one day, it could be of importance to your future purchaser what the searches contain. On occasion premises with functional issues can still reveal adverse search results. A competent conveyancing solicitor in Writtle will be able to give you some sensible advice in this regard.

We are looking to buy a property and need a conveyancing solicitor in Writtle who is on the Lloyds approved panel. Can you recommend a local firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Writtle.

We are purchasing a terrace house in Writtle. Our aim is to an extension at the rear at the property.Will legal due diligence on the property involve enquiries to determine if these works are allowed?

Your solicitor should check the deeds as conveyancing in Writtle can sometimes identify restrictions in the title documents which prohibit certain works or necessitated the consent of another owner. Certain extensions call for local authority planning permissions and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor before you commit yourself to a purchase.

My partner and I have arranged a further advance on our home loan from Principality as we intend to conduct alterations to our property in Writtle. Do we need to choose a high street Writtle solicitor on the Principality conveyancing panel to deal with the paperwork?

Principality would not normally instruct a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Principality panel.

Kent Reliance have agreed my mortgage in principle, my bid on a property in Writtle has been agreed to, what happens next?

The property agent will wish to know who your solicitors are (make sure the conveyancing practitioners are on the bank’s panel). Telephone Kent Reliance or the financial adviser and finalise any relevant documentation. Kent Reliance will instruct a valuer who will get in contact with the estate agent or seller to schedule an appointment. Once conducted (assuming no problems) it takes approximately a fortnight to get a mortgage offer. Kent Reliance will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Writtle.

4 months have elapsed since my purchase conveyancing in Writtle concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

We have been told by various family members that it should take six to eight weeks for Writtle conveyancing to complete.This was four weeks ago. The draft contract was only received to my lawyer yesterday so now does it countdown?

One should take with some degree of scepticism any assurance as to fast completion times. Instead ask the average time it takes for them to complete Writtle conveyancing transactions and if they are content to move towards an agreed target date for your conveyancing in Writtle