Do lenders provide you with an approved list of Writtle conveyancing solicitors? How do you know who is on the Aldermore conveyancing panel?

Writtle conveyancing firms themselves provide us confirmation that they are on the Aldermore conveyancing panel as opposed to being supplied with a list from Aldermore directly.

I am selling my house in Writtle. Does the lawyer need to be on the Nationwide conveyancing panel in order to deal with redeeming my mortgage?

Ordinarily, even if your lawyer is not on the Nationwide conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.

Should my lawyer be making enquiries about flooding as part of the conveyancing in Writtle.

The risk of flooding is if increasing concern for lawyers conducting conveyancing in Writtle. There are those who acquire a house in Writtle, completely aware that at some time, it may suffer from flooding. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Solicitors are not qualified to offer advice on flood risk, however there are a various checks that may be carried out by the buyer or by their conveyancers which will give them a better understanding of the risks in Writtle. The standard property information forms sent to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard question of the vendor to find out if the premises has ever been flooded. If the premises has been flooded in past and is not notified by the owner, then a buyer could bring a compensation claim as a result of such an misleading answer. The purchaser’s lawyers will also conduct an enviro search. This should higlight whether there is any known flood risk. If so, more detailed investigations should be initiated.

I'm buying my first flat in Writtle with a loan from Britannia. The developers would not reduce the amount so I negotiated 6k of extras instead. The estate agent advised me not to tell my solicitor about this deal as it will affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My business partner and I are hoping to lease a unit on a shopping parade. Can you recommend conveyancers offering fixed costs for commercial conveyancing in Writtle for under £2000?

We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Writtle, including the sale and purchase of businesses as well as simply premises. If you are hoping to buy or sell a shop, pub, restaurant, office, retail unit or a complete business we will put you in touch with the right firm. As for the costs these will vary based on the structure and complexity of the deal. Let us have your contact information or email so as to enable us to provide you with comprehensive commercial conveyancing calculation.