All was ready to move into my new home in Great Dunmow next Tuesday. My property lawyer now wants me to supply her with evidence of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the lender. What risks does the mortgage company expect the insurance to cover?

All property lawyers on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These requirements are not unique to conveyancing in Great Dunmow.

I just bought a property at auction in Great Dunmow. Conveyancing is needed. What is next?

Having to in every practical sense signed on the dotted line you should hire the services of a conveyancing lawyer quickly as you are faced with a pending a fixed date to complete the property. An auction property will have a bespoke auction set of papers. This will include most,if not all of the paperwork that your solicitor requires. Where you are dealing with leasehold property the conveyancing papers should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to leasehold premises. You should give this to your appointed conveyancing solicitor ASAP. You also need to ensure that that you have the requisite funding in place to complete on the date specified in the contract.

Two weeks ago we had a mortgage agreed in principle with Skipton. Great Dunmow conveyancing lawyers were chosen. What is the average time that one could expect to receive a mortgage offer from Skipton?

Some lenders take longer than others. Have Skipton conducted the valuation? Have you advised Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I have paid off my mortgage with Leeds Building Society. I assume I don't need a Great Dunmow conveyancer on the Leeds Building Society panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Leeds Building Society has sent the Land Registry the discharge electronically, and
3. Leeds Building Society has instructed the Land Registry to do so

Have purchased a a terraced house in Great Dunmow , What is the estimated time for the Land Registry to register my ownership? My Great Dunmow conveyancing solicitor has been painfully slow, so I want to check the land registry aspects are dealt with.

There is nothing unique about conveyancing in Great Dunmow registration formalities. Rather than based on location, timescales can adjust depending on the party submitting the application, whether it is in order and if the Land registry have to notify any third parties. Currently in the region of three quarters of submission are completed in less than three weeks but some can be subject to extensive hold-ups. Historically registration takes place after the buyer is living at the property so an expedited registration is not always top priority but if it is urgent that the the registration takes place urgently then you or your conveyancer could communicate with the Registry to express the reasoning for the application to be prioritised.

Hoping to buy a property located in Great Dunmow and I am already nervous. I couldn't find anything specific about Great Dunmow. Conveyancing will be needed in due course but do you know about the Great Dunmow area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Great Dunmow. In the meantime here are some basic statistics that we found

I am thinking of appointing a conveyancing lawyer in Great Dunmow for my sale. Is there any facility to see a solicitor's record with the profession’s regulator?

Members of the public may search for documented Solicitor Regulator Association (SRA) decisions stemming from investigations started on or after 1 January 2008. Visit Check a solicitor's record. For details Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The regulator sometimes recorded call for training requirements.