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Find a Ongar Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Ongar? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Ongar transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Ongar

I am thinking of refinancing my flat in Ongar, does my lawyer need to be on the Bank of Ireland Conveyancing panel?

In theory, you could use a solicitor that is not on the Bank of Ireland conveyancing panel, but Bank of Ireland would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.

How does conveyancing in Ongar differ for new build properties?

Most buyers of new build property in Ongar approach us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because builders in Ongar typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ongar or who has acted in the same development.

I opted to have a survey carried out on a house in Ongar in advance of instructing solicitors. I have been informed that there is a flying freehold aspect to the property. The surveyor advised that some banks may not give a loan on such a premises.

It depends who your proposed lender is. Lloyds has different instructions for example to Halifax. If you contact us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Ongar. Conveyancing will be smoother if you use a solicitor in Ongar especially if they are acquainted with such properties in Ongar.

My company is planning to take over a lease of an office on the high street. Can you recommend conveyancers offering fixed fees for commercial conveyancing in Ongar for under 2k?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Ongar, including the disposal and purchase of businesses as well as simply property. Whether you are intending to purchase or dispose of a shop, pub, restaurant, office, retail premises or a whole business we can put you in touch with the right solicitor. Regarding the charges these will vary based on the structure and terms of the deal. Let us have your contact information or phone us so that we can supply you with comprehensive commercial conveyancing quote.

Do online conveyancing organisations cover everything a high street Ongar solicitor does or do I still need to retain a solicitor for the final stages for my conveyancing in Ongar?

If you instruct an online conveyancer they will cover all the things your Ongar solicitor will cover.

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Neighbouring Locations

Ongar
Shenfield

Find out more about how flying freehold can affect your the value of a property.