I am in a contract race with another buyer for a property in Ongar. What can I do to hasten the buying process?
Where you are under pressure for your conveyancing it is highly recommended that your solicitor is familiar with the area as they will make use of local connections and know-how. It is even conceivable that they may have transacted otherhouses in the same road. You would be best advised to use a Ongar conveyancing lawyer. Second, double check that the conveyancing firm is on the on the approved list for your mortgage company. It is believed that 18% of Ongar conveyancing transactions are delayed or derailed after discovering a purchaser’s lawyer was not on their mortgage lender’s panel. In many cases this discovery resulted in the transaction being delayed by an average of three weeks. It is understood that this issue impacts approximately one hundred thousand home moves annually. Most Ongar conveyancing practices can not act for certain banks so do check at the outset.
In what way does my ID and proof of funds have anything to do with my conveyancing in Ongar? Is this really necessary?
You are right in the requirement set out by your solicitor has nothing to do with conveyancing in Ongar. However these days you will not be able to complete any conveyancing transaction in the absence providing evidence of your identity. This usually takes the form of a either your passport or driving licence as well as a council tax bill. Remember if you are providing your driving licence as proof of ID it needs to be both the paper section and photo card part, one is not satisfactory without the other.
Proof of your source of funds is mandated under Money Laundering Regulations. Don’t be offended when when this is requested of you as your lawyer must retain this information on file. Your Ongar conveyancing practitioner will require evidence of proof of funds prior to accepting any money from you into their client account and they should also ask additional questions regarding the source of funds.
We wanted to use a conveyancing solicitor in Ongar for our house purchase. Our financial adviser has since advised us that our mortgage company Platform Home Loans Ltd won't deal with them. Surely this is unfair competition?
A mortgage company may insist on a panel solicitor act for it. You would be liable to bear the charges for this. Do use our database to select a solicitor to carry conveyancing in Ongar on the Platform Home Loans Ltd conveyancing panel.
Have just purchased a probate house at auction in Ongar. Conveyancing is required. What happens now?
Given that you have now legally bound yourself to purchase you now have to choose a conveyancing solicitor quickly as you will have a fast approaching a fixed date to complete the purchase. Every auction property will ordinarily have an associated legal set of papers. This will likely include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold property the legal pack may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to a leasehold property. You should hand this to the conveyancer working for you as soon as possible. You also need to ensure that that you have the requisite funding organised to complete the transaction on the set completion date.
I am due to move house in November. Does my conveyancing solicitor liaise with the removal company on the day of completion. On a separate note, can you recommend a removal company in Ongar. Conveyancing firm was chosen prior to coming across this site.
On the day of completion you will need to pick up the house keys from the selling agent but this should only happen after the previous owners solicitors confirm to the agent that they acknowledge receipt of the completion payment and the keys can be passed over. Subsequently you will need to advise the removal company that you are ready to move in. We are not in a position to suggest a particular removal company but can help you locate a conveyancing in Ongar or a lawyer that specialises in conveyancing in Ongar.
Does a directory service exist listing Lloyds panel solicitors in Ongar on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few banks make their panel listings available online. Where you are looking for a Ongar conveyancer on the Lloyds please make the most of our facility.
What is different about your site and other internet conveyancing brokers for conveyancing in Ongar?
At this site receive a conveyancing quote via a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Ongar. Unlike many estate agents and many comparison sites we do not charge firms a commission if you appoint them for your conveyancing in Ongar