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Find a Ongar Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Ongar? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Ongar conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Ongar conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Ongar

Is the fact that my solicitor in Ongar is not on my mortgage company's conveyancing panel that there is a problem with the standard of her conveyancing?

It would be unwise to jump to that conclusion. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Ongar conveyancing firm and ask them why they are no longer on the approved list for your lender.

The property market in Ongar is hotting up. What can be done to accelerate the conveyancing process?

In a situation where the seller is applying pressure for your conveyancing it is advisable to make sure that your solicitor is familiar with the area as they will benefit local relationships and know-how. It is possible that they would have handled previoushouses in the same road. Therefore consider using a Ongar conveyancing solicitor. In addition, check that the lawyer is on the on the approved list for your mortgage company. It is said that nearly one in five of Ongar conveyancing deals are held up or derailed after discovering a purchaser’s lawyer was not on their mortgage lender’s member panel. In many cases this discovery resulted in the legal transfer of property being frustrated by almost 21 days. It is believed that this issue impacts approximately one hundred thousand home sales annually. Almost all Ongar conveyancing firms can not act for certain banks so do check at the outset.

Can I use your services to recommend a Conveyancing solicitor in Ongar even where I’m not purchasing or disposing of a house, for example where I wish to acquire an office in Ongar with a loan from Lloyds TSB Bank?

Our search tool is predominantly used to select domestic conveyancing solicitors in Ongar but we have set out at the end of this page a few Ongar commercial conveyancing firms. You should make contact with the company directly to check if they are also authorised to represent Lloyds TSB Bank

If you had a top tip for choosing a conveyancing solicitor in Ongar what would it be?

It would be unwise to be seduced by the cheapest Ongar conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.

We had instructed conveyancers located in Ongar on the Virgin Money solicitor panel. They are now charging me a further fee for the legal aspects of the Virgin Money mortgage. Is this a supplemental conveyancing fee specified by Virgin Money?

Provided it is contained in their Terms and Conditions or estimate then yes your solicitor can charge a fee for this. This fee is not set by Virgin Money but by your Ongar property lawyer. Plenty of firms on the Virgin Money panel will quote an ‘acting for lender’ fee but some practices include it on their overall fee.

I am due to exchange contracts on my flat. I had a double glazing fitted in February 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Skipton are being pedantic. The Ongar solicitor who is on the Skipton conveyancing panel is saying indemnity insurance will be fine but Skipton are insisting on a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?

It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

How simple is it to swap conveyancer as I have to instruct a firm on the Alliance & Leicester conveyancing list. I hired a local conveyancing solicitor in Ongar round the corner but he is not approved by Alliance & Leicester

We will our best to assist in finding you a conveyancing solicitor in Ongar on the Alliance & Leicester panel. Please note that the solicitors that we list do not pay us fee if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Ongar. In utilising search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Ongar.

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