Find a Pitsea Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Pitsea? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Pitsea conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Pitsea conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Pitsea

As someone not used to the Pitsea conveyancing process what’s the number one tip you can give me concerning the legal transfer of property in Pitsea

Not many law firms or advisers will tell you this but conveyancing in Pitsea or throughout England and Wales is an adversarial process. Put another way, when it comes to conveyancing there exists an abundance of room for friction between you and other parties involved in the transaction. For instance, the vendor, selling agent and even potentially the lender. Choosing a lawyer for your conveyancing in Pitsea an important selection as your conveyancer is your adviser, and is the SOLE person in the process whose interest is to act in your legal interests and to keep you safe.

There is a definite increase in the "blame" culture- someone must be blamed for the process being so protracted. You should always trust your conveyancer above all other parties in the home moving process.

We're in Pitsea, First time buyers purchasing with a mortgage (lender is Lloyds , and our solicitor is on the Lloyds conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Lloyds conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

My aunt informed me that in buying a property in Pitsea there could be a number of restrictions preventing external alterations to a property. Is this right?

There are a number of properties in Pitsea which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Pitsea should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I have today made my last payment due on my mortgage with Nationwide. I assume I don't need a Pitsea lawyer on the Nationwide panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your Nationwide mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nationwide mortgage from the register. Nationwide, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Nationwide has sent the Land Registry the discharge electronically, and
  3. Nationwide has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Nationwide mortgage has been paid off.

My offer was accepted on a property in Pitsea on 31/3/2022, valuation was booked 2 days later, received a clean bill of health. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Are RBS entitled to hold back the Mortgage pending the lawyer being on the approved list?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.

I require expedited conveyancing in Pitsea as I am under a deadline to sign on the dotted line within 2 weeks. A mortgage is not required. Is it possible to avoid the conveyancing searches to save money and time?

As you are not getting a home loan you are at free not to do searches although no lawyer would suggest that you don't. Drawing on our experience of conveyancing in Pitsea the following are examples of issues that can be revealed and therefore impact future mortgageability: Enforcement Actions, Outstanding Fees, Overdue Grants, Road Schemes,...

In scouring the internet for the term on line conveyancing in Pitsea it brings up numerous property lawyersin the vicinity. With so much choice what is the best way to find the right conveyancer for purchase transaction?

The preferential way of finding a suitable conveyancer is through a personal recommendation, so ask friends and relatives who have purchased a property in Pitsea or a local estate agent or financial adviser. Costs for conveyancing in Pitsea vary, so it's a good idea to secure at least four fee calculations from different solicitors. Be sure to seek confirmation that the fees are fixed.

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