Find a Pitsea Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Pitsea? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Pitsea home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Pitsea conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Pitsea

Would the conveyancing practitioners highlighted through your ’find a lawyer’ tool handle right to buy conveyancing in Pitsea?

We do have a number of conveyancing conveyancers carrying out right to buy transactions Do contact the lawyers listed with a view to get a costs calculation.

I am assisting my sister sell her flat in Pitsea. Will the conveyancing solicitor order an energy assessment or it is for the owner to coordinate?

After the demise of HIPs, energy performance certificates was kept a mandatory element of selling a property. An energy performance certificate must be commissioned prior to the property being advertised. This is not something that law firms ordinarily organise. Where you are instructing a Pitsea conveyancing solicitor they might help arrange EPC’s due to their relationships with long established local energy assessors

I am buying a property in Pitsea. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Leeds Building Society be concerned?

Given that your lender is Leeds Building Society your lawyer must comply with the conveyancing instructions contained in Part 2 of UK Finance Lenders’ Handbook for Leeds Building Society. The Council of Mortgage Lenders’ Handbook stipulates minimum provisions for solar panel roof-space leases, and solicitors are required to report to Leeds Building Society where a lease fails to satisfy these provisions. The requirements relate to the installation of panels on properties countrywide and is not restricted to Pitsea.

I have a mortgage with Barclays for my property in Pitsea. Conveyancing was finalised some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Barclays?

Your original mortgage agreement with Barclays will provide that you need their approval prior to letting out your property as this is likely to be a breach of Barclays’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Barclays directly. It should not be necessary to do this via a Barclays conveyancing panel firm.

I'm purchasing my first flat in Pitsea with a loan from Skipton Building Society. The developers refused to budge the amount so I negotiated £7000 of additionals instead. The sale representative told me not reveal to my solicitor about this deal as it could impact my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am using a search engine for the words cheap conveyancing in Pitsea it reveals numerous conveyancersin the area. With so much choice what is the best way to find the right conveyancing solicitor for purchase transaction?

The best way of finding the right conveyancer is through a personal recommendation, so ask colleagues and family who have acquired a property in Pitsea or a respected estate agent or financial adviser. Costs for conveyancing in Pitsea vary, so it's sensible to request a minimum of four fee estimates from varying types of law firms. Be sure to seek confirmation what costs in the quote includes.

I work for a reputable estate agent office in Pitsea where we see a number of leasehold sales put at risk as a result of leases having less than 80 years remaining. I have been given contradictory information from local Pitsea conveyancing firms. Can you confirm whether the owner of a flat can initiate the lease extension process for the purchaser on completion of the sale?

Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the proposed purchaser can avoid having to wait 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or at the same time as completion of the disposal of the property.

An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

Pitsea Leasehold Conveyancing - Sample of Queries Prior to Purchasing

    On the whole the cost for major works are not included within maintenance charges, albeit that a few managing agents in Pitsea obliged leaseholders to contribute towards a reserve fund created for the specific purpose of building a fund for major works. This information is useful as a) areas may cause problems in the building as the common areas may begin to deteriorate if services are not paid for b) if the leasehold owners have a dispute with the managing agents you will need to have full disclosure Most Pitsea leasehold flats will have a service charge for the upkeep of the block invoiced by the freeholder. Should you acquire the property you will have to pay this liability, usually in instalments during the year. This could be anything from a few hundred pounds to thousands of pounds for blocks with lifts and large communal areas. There will also be a ground rent to be met yearly, this is usually not a exorbitant amount, say approximately £50-£100 but you should to check as occasionally it can be many hundreds of pounds.

Last updated

Find out more about how flying freehold can affect your the value of a property.