I am hoping to receive a offer of a home loan from Santander. My intention is to use a Licensed Conveyancer in Pitsea. Does the Santander Conveyancing panel exclude Licensed Conveyancers?

The Santander approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

Please could you suggest a sanctioned Pitsea conveyancing firm that can complete within 10 days? Would it be better to use a local Pitsea solicitor or a web based conveyancer?

We can recommend some very good Pitsea conveyancing firms. You can also walk up the main road in Pitsea. Go in to a couple of firms and request to speak with a conveyancing solicitor for a fee estimate. Mention your requirements together with the reasons and get a commitment on speed. Select the lawyer that appears most efficient.

I am the registered owner of a freehold property in Pitsea but still pay rent, why is this and what is this?

It is rare for properties in Pitsea and has limited impact for conveyancing in Pitsea but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.

Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.

I need to appoint a conveyancing solicitor for freehold conveyancing in Pitsea. I have discover a web site which seems to have the ideal solution If it is possible to get all this stuff done via email that would be preferable. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

My wife and I purchased a leasehold house in Pitsea. Conveyancing and mortgage organised. I have received a letter from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1993. The conveyancing practitioner in Pitsea who previously acted has long since retired. What should I do?

First contact HMLR to make sure that this person is in fact the new freeholder. You do not need to incur the fees of a Pitsea conveyancing firm to do this as it can be done on-line for £3. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I inherited a 1 bedroom flat in Pitsea, conveyancing formalities finalised 3 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Comparable properties in Pitsea with a long lease are worth £165,000. The average or mid-range amount of ground rent is £45 charged once a year. The lease expires on 21st October 50

With just 50 years left to run we estimate the price of your lease extension to range between £36,100 and £41,800 plus professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more comprehensive investigations. Do not use this information in tribunal or court proceedings. There may be other concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before getting professional advice.