We are about to sign contracts for a semi detached house in Braintree. We have hit a snag. Our mortgage offer with National Westminster Bank runs out on 30/5/2023 but the sellers are putting forward a completion date of 1/6/2023. Is it possible to prolong the loan expiry date?
The best person to deal with your question is your conveyancer who will hopefully calculate whether he or she is should be discussing with the mortgage company, owner’s lawyers, property agents or indeed all three based on the history of your conveyancing to date.
We have agreed to purchase a house in Braintree. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Barclays be concerned?
As you are obtaining a mortgage with Barclays your lawyer must check the formal requirements outlined in Section two of UK Finance Lenders’ Handbook for Barclays. The CML Handbook stipulates minimum provisions for solar panel roof-space leases, and conveyancers are required to report to Barclays where a lease does not satisfy these conditions. The provisions relate to the installation of panels on properties nationwide and is not isolated to Braintree.
My partner and I are at the point of looking at apartments in Braintree and I am about to put in an offer. Is it sensible to have a conveyancing practitioner on ‘stand by’? I will be getting a home loan with Kent Reliance.
You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the selling agent. As you are seeking a mortgage with Kent Reliance, make sure you remember to check that your lawyer is on the Kent Reliance conveyancing panel.
I am selling my flat. I had a double glazing fitted in May 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Skipton are being pedantic. The Braintree solicitor who is on the Skipton conveyancing panel is saying indemnity insurance will be fine but Skipton are insisting on a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
What makes your site different to other web based conveyancing brokers for conveyancing in Braintree?
At this site secure an accurate quote from a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Braintree. Unlike many estate agents and many comparison sites we are not in the business of charging firms a commission if you choose them for your property ownership legalities in Braintree
I am looking for a conveyancing practitioner in Braintree for my remortgage. Can I see a firm’s complaints history with the legal regulator?
You can see documented Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The regulator could monitor call for training requirements.
I have recently had an offer accepted on an apartment in Braintree and the estate agent that we are using suggested his lawyer. She quoted nine hundred pounds including VAT and 3rd party costs. Does this sound expensive?
Don't just go on 1 quote. You should obtain like-for-like quotes for your conveyancing in Braintree. Then choose one that you trust and crucially, is on the approved panel of the bank that you have applied for a mortgage from.