We were just about to sign contracts for a garden flat in Halstead. We have hit a problem. The mortgage offer with Britannia runs out on 16/10/2025 but the vendors are suggesting a completion date of 20/10/2025. Is it possible to prolong the loan offer?
The best person to address this question is your lawyer who will assess whether they should be discussing with the mortgage company, vendor’s conveyancers, property agents or possibly all three taking into account the circumstances your conveyancing to date.
Can your site be used to recommend a Conveyancing solicitor in Halstead even if I’m not purchasing or disposing of a house, for instance where I wish to buy a shop in Halstead with a loan from Yorkshire Building Society?
Our search tool is primarily there to select domestic conveyancing solicitors in Halstead but we have listed towards the bottom of this page a selection of Halstead commercial conveyancing firms. You will need to enquire with the firm directly to check if they are also authorised to represent Yorkshire Building Society
Do I have to pop into the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Halstead so that I can attend their offices if necessary.
Nowadays conveyancing panel lawyers for mortgage companies carry out all of the work through Royal Mail, e-mail or over the phone. This enables them to conduct the legal work for your home move regardless of where you live in England or Wales. However you should see if you have the option of going to the offices of your conveyancing lawyer if just in case this is required.
It has been three months since my purchase conveyancing in Halstead took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Halstead differ for new build properties?
Most buyers of new build property in Halstead approach us having been asked by the seller to sign contracts and commit to the purchase even before the house is finished. This is because house builders in Halstead typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Halstead or who has acted in the same development.