We note that you have a post code search directory listing solicitors on the Kent Reliance conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in Halstead?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Halstead.
I had a mortgage agreed in principle with UBS. Halstead conveyancing solicitors were appointed. How long does it take for UBS to issue the offer to the lawyer?
There is no definitive answer here. Have UBS done the valuation? Have you informed UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have today made my last payment due on my mortgage with Leeds Building Society. I assume I don't need a Halstead conveyancer on the Leeds Building Society panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Leeds Building Society has sent the Land Registry the discharge electronically, and
- Leeds Building Society has instructed the Land Registry to do so
Virgin Money have agreed my mortgage in principle, my offer on a house in Halstead has been accepted, what are the next steps?
The estate agent will want to be advised as to your lawyer's details (ensure that the solicitors are on the bank’s panel). Contact Virgin Money or the broker and finish off any appropriate forms. Virgin Money will appoint a valuer who will get in touch with the selling agent or owners to arrange an appointment. Once carried out (assuming no problems) it takes about ten days to get a mortgage offer. Virgin Money will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Halstead.
I am looking for a flat up to £245,000 and identified one close by in Halstead I like with open areas and transport links in the vicinity, however it's only got 51 remaining years left on the lease. There is not much else in Halstead suitable, so just wondered if I would be making a mistake buying a short lease?
If you need a mortgage the remaining unexpired lease term may be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least twenty four months you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.
I am downsizing from my property. My past solicitors have shut. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Halstead if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Halstead. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
I need to instruct a conveyancing solicitor for remortgage conveyancing in Halstead. I happened to land on a web site which seems to have the perfect answer If there is a chance to get all the legals completed via email that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?