I am buying a house without a mortgage in Chafford Hundred. I have been living for the last Seventeen years in Chafford Hundred. Conveyancing searches are expensive. Given that I have knowledge of the road and vicinity intimately must I have all the conveyancing searches?
In the absence of a mortgage, then almost all of the Chafford Hundred conveyancing searches are optional. Your conveyancer will 'advise', perhaps strongly, that you should have searches done, but she is duty bound to do this. One thing to consider; if you are intend to dispose of the house at a future date, it could be of interest to your future purchaser what the searches reveal. Sometimes premises with no practical issues can still throw up unexpected search results. A good conveyancing solicitor in Chafford Hundred will be able to give you some helpful advice in this regard.
Have just purchased a repossessed house at auction in Chafford Hundred. Conveyancing is necessary. What are my next steps?
Now that you have legally committed yourself to purchase you must appoint a conveyancing practitioner as a matter of urgency as you are faced with a pending a fixed date to complete the deal. Every auction property will have an associated auction pack. This will likely include most,if not all of the paperwork that your solicitor will need. If you have purchased leasehold premises the conveyancing pack should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to leasehold premises. You should hand this to your appointed conveyancing solicitor as soon as possible. You also need to ensure that your finances are in place to complete on the date specified in the contract.
I happen to be the only beneficiary of my late father’s estate with all property in now in my sole name, including the house in Chafford Hundred. The Chafford Hundred property was put into my name in December. I plan to dispose of the property. I do know about the CML six month 'rule', which means that my property ownership will be treated the same way as if I'd bought the property in December. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. How practical a view mortgage companies take of it, depend on the lender as this obligation chiefly exists to pick up on the purchase and immediately sell or the wholesaling and assigning of property.
Completion of my remortgage has taken place for my property in Chafford Hundred. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
The deeds to my property are lost. The lawyers who did the conveyancing in Chafford Hundred 4 years ago no longer exist. Will I be able to sell the house?
As long as the title is registered the information relating to your ownership will be retained by the Land Registry with a Title Number. It is easy to execute a search at the Land Registry, find your house and get current copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will usually retain a certified duplicate of the Registered Lease and again, a copy can be obtained for twenty pounds.
I am looking into buying my first house which is in Chafford Hundred and I am already nervous. I couldn't find anything specific about Chafford Hundred. Conveyancing will be needed in due course but do you know about the Chafford Hundred area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Chafford Hundred. In the meantime here are some basic statistics that we found
Is there a distinction between surveying and conveyancing in Chafford Hundred?
Conveyancing - in Chafford Hundred or anywhere in England and Wales - is the legal term given to transferring legal title of property from one person to another. It involves the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are buying and will help you discover the condition of the building and, if there are problems, give you leverage for negotiating the purchase price down or asking the vendor to remedy the problems prior to you complete your move.