I am expecting a offer of a home loan from Halifax. I intend to use a Licensed Conveyancer in Chafford Hundred. Does the Halifax Solicitor panel allow for conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
In what way does my ID and proof of funds have anything to do with my conveyancing in Chafford Hundred? Is this really warranted?
Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to verify the identity of the potential client they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt reaffirm this. Your lender will also require certain documents to be viewed. Should you are unwilling to supply ID verification documents, your solicitor can not take you on as a client.
How does conveyancing in Chafford Hundred differ for new build properties?
Most buyers of new build residence in Chafford Hundred approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is completed. This is because new home sellers in Chafford Hundred typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Chafford Hundred or who has acted in the same development.
In what way does the Landlord & Tenant Act 1954 affect my business premises in Chafford Hundred and how can your lawyers assist?
The 1954 Act gives security of tenure to commercial leaseholders, giving them the right to make a request to court for a continuation of occupancy when the lease comes to an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and help with commercial conveyancing in Chafford Hundred
There are numerous houses in Chafford Hundred on unadopted roads. My partner and I are buying such a house. What would be the advantages and disadvantages of buying a residence on a privately owned road?
Chafford Hundred conveyancing solicitors will be familiar with dealing homeson private. The conveyancing practitioner should review the title to find any rights or responsibilities. In many cases there is a management company (wholly owned by residents) that owners pay into for the upkeep of the road. Where one exists, the road will likely be maintained and appear nicer than publicly owned.