I'm in the process of transferring my domestic home loan to a BTL Santander mortgage. The bank has said that I require a lawyer as part of the process. I had a chat my past Chafford Hundred conveyancing solicitor who dealt with the legals when I first bought the house. The costs illustration provided of £450 plus VAT has surprised me as its a remortgage than a sale or purchase.
The estimate fees appear a little high. If you shop around you could shave off some of the expense by say £100 plus VAT. On the other hand, assuming were content with the conveyancing the firm provided you couldlive to rue opting for an an untested conveyancer. Don't forget to enquire the conveyancer can act for Santander. You can make use of our search tool to locate a Chafford Hundred conveyancing firm on the Santander member panel, which can often include conveyancing solicitors in Chafford Hundred.
I used Action Conveyancing several years ago for my conveyancing in Chafford Hundred. Now, I need the documents however cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Chafford Hundred of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying my first flat in Chafford Hundred with a loan from Accord Mortgages Ltd. The sellers refused to move on the amount so I negotiated £7000 of additionals instead. The property agent told me not disclose to my lawyer about this deal as it could impact my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In what way does the Landlord & Tenant Act 1954 impact my commercial offices in Chafford Hundred and how can you help?
The 1954 Act affords protection to commercial tenants, giving them the right to make a request to court for a continuation of occupancy when the lease reaches an end. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing firms who use the act for protection and handle your commercial conveyancing in Chafford Hundred
Why is it not possible to complete my conveyancing in Chafford Hundred on Easter Monday?
This is due to the fact that on completion the purchase price will be transferred electronically between the banks of the purchaser and owner’s conveyancing practitioner and at present this can only take place on a working day. So you can't complete on a weekend either.