I am acquiring a property without a mortgage in Tiptree. I have been living for the last Seventeen years in Tiptree. Conveyancing searches are exorbitant. Given that I have knowledge of the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?

If you not getting a home loan, then the vast majority of the Tiptree conveyancing searches are optional. Your solicitor will ’encourage you, perhaps strongly, that you should have searches done, but he is duty bound to do this. Do bear in mind; if you are going to sell the house at a future date, it will be of interest to your prospective buyer what the searches determine. Sometimes properties with no practical issues can still reveal negative search results. A good conveyancing solicitor in Tiptree will be able to give you some practical guidance here.

Due to the guidance of my in-laws I had a survey completed on a house in Tiptree in advance of appointing conveyancers. I have been told that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies tend not give a mortgage on a flying freehold home.

It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. If you e-mail us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Tiptree. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Tiptree to see if the conveyancing costs will increase in light of this.

Are there any apps to help search for a Tiptree solicitor on the Bank of Ireland conveyancing panel? I have a car and am happy to travel upto 20kilometers to meet the solicitor.

Feel free to make use of the facility on this page. Please choose the mortgage company and your location and you will see a number of Tiptree conveyancing lawyers located nearest you. We have listed some Tiptree conveyancing firms at the bottom of this page and you can call them to check whether they are on the Bank of Ireland member panel

I need to instruct a conveyancing practitioner in Tiptree for my home move. Is it possible to check a firm’s complaints history with the legal regulator?

You can search for presented Solicitor Regulator Association (SRA) decisions arising from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. For information Pre 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA could monitor telephone calls for training reasons.

I’m about to sell my ground floor apartment in Tiptree. Conveyancing solicitors are to be appointed soon, however I have just received a yearly service charge invoice – should I leave it to the buyer to sort out?

The sensible thing to do is discharge the service charge as usual given that all rents and service payments should be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Leasehold Conveyancing in Tiptree - A selection of Queries before Purchasing

How many of the leaseholders are in arrears for their service charge payments? How much is the ground rent and service charge? The prefered form of lease structure is if the freehold interest is in the ownership of the leaseholders. In this arrangement the leaseholders have being in charge if their destiny and even though a managing agent is often retained where the building is larger than a house conversion, the managing agent acts for the leaseholders themselves.