We are buying a property and require a conveyancing solicitor in Tiptree who is on the UBS approved panel. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Tiptree.

My fiance and I are buying a 1 bedroom flat in Tiptree with a mortgage from Barnsley Building Society.We would like to retain our Tiptree conveyancing practitioner but Barnsley Building Society informed us his firm is not listed on their "panel". It seems we are left with no choice but to instruct a Barnsley Building Society panel lawyer or retain our preferred solicitor and pay for a Barnsley Building Society panel lawyer to act for them. This seems very unfair; Can we not simply insist that Barnsley Building Society use our lawyer?

Unfortunately,no. The home loan issued to you contains terms and conditions, one of which will be that conveyancers will be on the Barnsley Building Society approved list. in the past, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Barnsley Building Society

How does conveyancing in Tiptree differ for newly converted properties?

Most buyers of new build premises in Tiptree come to us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because developers in Tiptree typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Tiptree or who has acted in the same development.

My husband and I are novice buyers - agreed a price, yet the property agent has warned us that the owners will only issue a contract if we use their chosen solicitors as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a family conveyancer who is familiar with conveyancing in Tiptree

It is improbable the owners are behind this. Should the vendor desire ‘a quick sale', turning down a genuine purchaser is likely to cause more damage than good. Try to communicate with the vendors directly and make sure they understand (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)but you are going to use your preferred Tiptree conveyancing lawyers - rather thanthose that will give their negotiator at the agency a introducer fee or achieve conveyancing targets demanded by HQ.

There are only 72 years unexpired on my lease in Tiptree. I now want to get lease extension but my freeholder is can not be found. What options are available to me?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be extended by the Court. However, you will be required to demonstrate that you have used your best endeavours to locate the freeholder. On the whole an enquiry agent should be useful to conduct investigations and to produce an expert document which can be accepted by the court as proof that the landlord is indeed missing. It is wise to seek advice from a conveyancer both on devolving into the landlord’s disappearance and the vesting order request to the County Court covering Tiptree.

Tiptree Leasehold Conveyancing - A selection of Queries Prior to Purchasing

The answer will be important as a) areas could cause problems for the building as the common areas may start to deteriorate where repairs are not paid for b) if the tenants have an issue with the managing agents you will want to have full disclosure Make sure you discover if there are any onerous restrictions in the lease. For example it is very common in Tiptree leases that pets are not allowed in in a block in Tiptree. If you love the propertyin Tiptree but your cat is not allowed to live with you then you have a very hard choice. The best form of lease structure is if the freehold reversion is in the ownership of the leaseholders. In this situation the lessees have being in charge if their destiny and notwithstanding that a managing agent is frequently employed where the building is larger than a house conversion, the managing agent is directed by the tenants.