My IFA requires my Tiptree lawyer’ panel member for the Santander conveyancing panel. Can you suggest how I discover this. I have called my local Tiptree office but they cant find it on their system.

Have you tried contacting your Tiptree lawyer about this?. Most Tiptree conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

I own a freehold house in Tiptree but still pay rent, why is this and what is this?

It is rare for properties in Tiptree and has limited impact for conveyancing in Tiptree but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Tiptree. My lender is Tesco Bank

Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 15/7/2024, the requirements read as follows :

Just bought a terraced house in Tiptree , What is the estimated time for the Land Registry to deal with the formalities evidencing my ownership? My Tiptree conveyancing solicitor works at snail pace, so I want to check that my name is recorded.

There is nothing unique about conveyancing in Tiptree registration formalities. As opposed to being determined by geographic area, timescales can differ depending on who lodges the application, whether it is in order and if the Land registry communicate with any interested persons or bodies. At present in the region of 80% of such applications are fully addressed in less than three weeks but some can be subject to longer hold-ups. Historically registration is effected once the new owner has moved in to the premises so an expedited registration is not typically primary concern but if it is urgent that the the registration takes place urgently then you or your solicitor should speak with the land registry and explain the circumstances.

Due to the guidance of my in-laws I had a survey completed on a house in Tiptree before retaining solicitors. I have been told that there is a flying freehold overhang to the property. My surveyor advised that some lenders may not give a mortgage on this type of home.

It varies from the lender to lender. Santander has different instructions from Birmingham Midshires. If you e-mail us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Tiptree. Conveyancing will be smoother if you use a solicitor in Tiptree especially if they regularly deal with such properties in Tiptree.