I am obtaining a offer of a home loan from Santander. My intention is to employ the services of a Licensed Conveyancer in Hawkhurst. Does the Santander Conveyancing panel exclude Licensed Conveyancers?

The Santander conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.

We are about to exchange contracts for a property in Hawkhurst. We have hit a stumbling block. Our loan offer with Barclays Direct expires on 2/3/2026 but the vendors are insisting on a completion date of 4/3/2026. Is it possible to extend the mortgage offer?

The best person to deal with your question is your conveyancer who will hopefully determine if they should be discussing with the mortgage company, vendor’s conveyancers, property agents or indeed all three taking into account what has gone on in your transaction to date.

It is 10 years ago since I purchased my property in Hawkhurst. Conveyancing solicitors have now been retained on the sale but I am unable to locate the title deeds. Is this a major issue?

Don’t worry too much. First there is a possibility that the deeds will be with the lender or they could be archived with the solicitor who acted in the purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring current official copies of the land registers. Nearly all conveyancing in Hawkhurst relates to registered property but in the rare situation where your property is unregistered it is more tricky but is resolvable.

I am buying a new build apartment in Hawkhurst. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Hawkhurst

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? There must be mutual enforceability of lessee’s covenants.

I was advised by numerous selling agents in Hawkhurst to get a quote from a conveyancer using your seach tool. What’s the financial inducement for Estate Agents to recommend your services ahead of another?

We refuse to give any commission for sending work our way. We thought it would be too underhand a fee as home movers will think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.