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Find a Hailsham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hailsham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hailsham transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Hailsham

The Hailsham conveyancing firm that just started acting on my house acquisition in Hailsham have suddenly closed. I only went with them because I needed a solicitor on the UBS conveyancing panel and my previous Hailsham lawyer was not. I gave my credit card details for them to take £195 for searches. What should be my next steps?

Assuming that you have an Estate Agent in the equation then inform them straight away so that they can let the sellers know that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the UBS conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to assist.

We have agreed to purchase a house in Hailsham. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Co-operative be concerned?

As you are obtaining a mortgage with Co-operative your lawyer must follow the conveyancing instructions set out in Part 2 of UK Finance Lenders’ Handbook for Co-operative. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and lawyers are required to report to Co-operative where a lease fails to meet these conditions. The specifications relate to the installation of panels on properties in England and Wales and is not isolated to Hailsham.

I am currently in the process of buying my council flat in Hailsham. I have a mortgage agreed with Kent Reliance. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.

Having digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Hailsham solicitor - who is on the Skipton conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

Skipton will need an independent valuation of the property. Your lawyer will not arrange this. Usually Skipton will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Hailsham postcode. As you are getting a mortgage with Skipton, you could contact them to see if they have a list of approved surveyors in Hailsham.

Just acquired a semi-detached house in Hailsham , What is the estimated time for the Land Registry to register my ownership? My Hailsham conveyancing solicitor has been very slow, so I want to be sure that my purchase is recorded.

As far as conveyancing in Hailsham registration is no quicker or slower than the rest of the country. Rather than based on location, timeframes can vary according to the party submitting the application, whether it is in order and whether the Land registry have to notify any third parties. Currently in the region of 80% of submission are fully addressed in less than three weeks but occasionally there can be protracted delays. Registration is effected once the buyer is living at the property so registration formalities is not typically top priority but if there is a degree of urgency associated with the registration then you or your lawyers should communicate with the Registry to express the reasoning for an expedited registration.

How does conveyancing in Hailsham differ for new build properties?

Most buyers of new build or newly converted property in Hailsham contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is built. This is because new home sellers in Hailsham tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hailsham or who has acted in the same development.

I have just appointed agents to market my basement apartment in Hailsham. Conveyancing lawyers have not yet been instructed, however I have just had a yearly service charge demand – should I leave it to the buyer to sort out?

It best that you pay the maintenance contribution as normal as all rents and service charges should be apportioned on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I invested in buying a split level flat in Hailsham, conveyancing was carried out half a dozen years ago. Can you give me give me an indication of the likely cost of a lease extension? Equivalent properties in Hailsham with a long lease are worth £202,000. The average or mid-range amount of ground rent is £55 per annum. The lease runs out on 21st October 2080

You have 56 years unexpired we estimate the premium for your lease extension to span between £29,500 and £34,000 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more detailed investigations. Do not use this information in tribunal or court proceedings. There may be other issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first getting professional advice.

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