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Find a Hampden Pk Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hampden Pk? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hampden Pk home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Hampden Pk conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Hampden Pk

My wife and I are looking to buy a property in Hampden Pk and have appointed a Hampden Pk conveyancing practice. Within the last couple of days our solicitor has sent a preliminary report and documents to look through with a view to exchanging next week. Platform Home Loans Ltd have this morning contacted us to advise us that they have now hit a problem as our Hampden Pk solicitor is not on their conveyancing panel. Please explain?

When purchasing a property with the benefit of a mortgage it is usual for the purchasers' lawyers to also act for the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should contact your lender and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on the lender’s conveyancing panel as you are at liberty to use your preferred Hampden Pk lawyers, in which case it will likely add costs, and it will likely delay the transaction as you have another set of people involved.

I do hope you can assist me. My Hampden Pk conveyancer is assuring me that he has toconduct Hampden Pk conveyancing searches stemming from the fact thatthe firm are on the Virgin Moneyconveyancing panel. Is this really necessary?

Unfortunately both you and your lawyer have little choice here. As you are obtaining a home loan with a lender your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Hampden Pk conveyancing searches.

My colleague advised me that where I am buying in Hampden Pk I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is sometimes included in the estimate for your Hampden Pk conveyancing searches. It is not a small document of more than thirty pages, listing and setting out significant information about Hampden Pk around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Hampden Pk Education with maps and statistics, Local Amenities and other useful data regarding Hampden Pk.

Just bought a semi-detached house in Hampden Pk , how long will it take for the Land Registry to register the transfer to my name? My Hampden Pk conveyancing solicitor works at snail pace, so I want to be sure the post completion formalities are dealt with.

There is nothing unique about conveyancing in Hampden Pk registration formalities. As opposed to being determined by geographic area, timeframes can vary subject to who lodges the application, whether there are errors and if the Land registry communicate with any 3rd persons or bodies. As of today approximately 80% of submission are completed within 12 days but occasionally there can be longer hold-ups. Historically registration is effected once the new owner is living at the premises therefore 'speed' is not typically an essential issue yet if there is a degree of urgency associated with the registration then you or your solicitor could speak with the land registry and explain the circumstances.

Should I be suspicious that estate agents that I am dealing with are suggesting an internet conveyancing firm rather than a High Street Hampden Pk conveyancing practice?

As is the case with many service providers, often referrals from family and friends can be extremely useful or valuable. Yet there are numerous people with a keen interest in a conveyancing deal; estate agents, financial adviser and banks may put forward conveyancers to retain. On occasion the solicitors might be known to one of the organisations as experts in their field, but sometimes there may be a commercial relationship behind the recommendation. You have the discretion to select your own conveyancer. You need to be aware that many mortgage providers operate an approved list of solicitors you have to use for the mortgage related work in your conveyancing.

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