I am not in a position to travel far from Hampden Pk. What is the rationale as to why all Hampden Pk property lawyers aren't included on all lender panels?
A decade ago most banks displayed an attitude to risk which is different from today. The FSA in 2010 carried out a thematic review into property fraud which concluded: know the property lawyers on your panel. Accordingly, lenders have subsequently looked to extract more data from law firms concerning their operations and the staff employed by them and set certain criteria such as completing a minimum amount of transactions. Many law practices have been removed from lender panels even though they had 100% healthy disciplinary record, no complaints and zero claims and didn't just 'dabble' in conveyancing. Such firms found it impossible meet the criteria of volume of transactions the mortgage companies insisted on.
Would the conveyancing lawyers that you recommend carry out right to buy conveyancing in Hampden Pk?
We have identified a number of conveyancing conveyancers carrying out right to buy conveyancing work Do e-mail us to obtain a conveyancing quote.
My wife and I are buying a property in Hampden Pk. It might be a silly question but how we can trust a conveyancer? On completion day we will need to deposit money into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am helping my sister sell her flat in Hampden Pk. Will the conveyancing solicitor arrange the EPC or it is for me to coordinate?
After the demise of Home Packs, EPC’s was retained a compulsory element of selling a house. An energy assessment must be to hand in advance of the property being marketed. It is not something that solicitors ordinarily arrange. If you are using a Hampden Pk conveyancing lawyer they may be able to arrange energy assessments due to their relationships with reputable Hampden Pk providers
My partner and I have organised a further advance on our home loan from Yorkshire BS as we want to carry out a loft conversion to our property in Hampden Pk. Do we need to choose a high street Hampden Pk solicitor on the Yorkshire BS conveyancing panel to deal with the paperwork?
Yorkshire BS would not normally appoint firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Yorkshire BS conveyancing panel.
I am purchasing a new build house in Hampden Pk with the aid of help to buy. The developers would not budge the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep told me not to tell my conveyancer about the extras as it may jeopardize my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In what way does the Landlord & Tenant Act 1954 impact my commercial offices in Hampden Pk and how can you help?
The 1954 Act provides security of tenure to business lessees, giving them the a statutory right to apply to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Hampden Pk is one of our many locations in which our lawyers are based