Can you help - my lawyer says that chancel insurance is needed on my purchase. What is the level of cover for Hampden Pk conveyancing?

The right level of chancel indemnity insurance depends on who your lender is. It would differ for example between National Westminster Bank and The Royal Bank of Scotland. Conveyancing solicitors as opposed to members of the public take out such insurances.

Can I be sure that the Hampden Pk conveyancing solicitor on the Kent Reliance panel is any good?

When it comes to conveyancing in Hampden Pk getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor conducting your conveyancing.

My fiancee and I are spending time looking at apartments in Hampden Pk and I am now considering a potential offer. Is it wise to have a solicitor on ‘stand by’? I will be getting a mortgage with Coventry BS.

It would be prudent to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. As you are seeking a mortgage with Coventry BS, make sure you remember to check that your lawyer is on the Coventry BS conveyancing panel.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Hampden Pk?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Hampden Pk. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying a new build flat in Hampden Pk. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Hampden Pk

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

I am thinking of appointing a conveyancing solicitor in Hampden Pk for my purchase. Is there any facility to review a solicitor's record with the legal regulator?

Members of the public may find presented Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find records Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training purposes.

A licensed conveyancer acted on my conveyancing in Hampden Pk seven years past and was holding my deeds but has now closed – how do I retreive these?

Title deeds, as such, no longer exist as most homes in Hampden Pk are recorded digitally at Land Registry. Should you need to establish ownership or are selling or re-mortgaging your conveyancer will need to obtain up to date copies of the register from the Land Registry in any case.

If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.