I am searching for value for money property lawyer. Should I go for for a web based conveyancer or a local Alfriston conveyancing solicitor?
Existing third party connections is an important consideration when appointing conveyancing lawyers. Alfriston conveyancers often have long term relationships with financial advisers and Alfriston, local authorities, valuers and other conveyancing firms meaning you will move in shortest possible time. Having a well rounded intelligence of the local area is also a plus .
What does my ID and proof of funds have anything to do with my conveyancing in Alfriston? What am I being asked for?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to check the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign should reaffirm this. Your lender will also require certain documents to be viewed. If you are unwilling to supply ID verification documents, your conveyancer would not be able to act for you.
My stepmother advised me that in buying a property in Alfriston there could be a number of restrictions prohibiting external alterations to the property. Is this right?
We are aware of anumerous of properties in Alfriston which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Alfriston should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I had a mortgage agreed in principle with Aldermore. Alfriston conveyancing practitioners are selected. How long does it take for Aldermore to issue the offer to the conveyancing practitioner?
Some lenders take longer than others. Have Aldermore conducted the survey? Have you advised Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I am selling my apartment. I had a double glazing fitted in January 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Yorkshire BS are being difficult. The Alfriston solicitor who is on the Yorkshire BS conveyancing panel is saying indemnity insurance will be fine but Yorkshire BS are insisting on a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My wife and I purchased a terraced Edwardian property in Alfriston. Conveyancing practitioner acted for me and Norwich and Peterborough Building Society. I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold under the matching address. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Alfriston and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing solicitor who conducted the purchase.
I have recently placed an offer on a leasehold flat in Alfriston and the mortgage adviser that we are using suggested his solicitor. He quoted £800 plus VAT and 3rd party costs. Does this sound reasonable?
You should not rely on a single estimate. You should seek like-for-like quotes for your conveyancing in Alfriston. Then select one that you are comfortable with and crucially, is on the approved panel of the bank that you have applied for a mortgage from.