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Find a Lingfield Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Lingfield? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Lingfield home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Lingfield conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Lingfield

I require conveyancing for an apartment in a fairly new development (seven years built) in Lingfield. Almost all the properties have already been disposed of. Is it really necessary to order neighbourhood searches for my conveyancing in Lingfield?

You would be opening yourself up to an unnecessary risk in not carrying out Lingfield conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal requirement to have them, but we would absolutely advise in the strongest possible terms that you have them. Where accelerating the process and expenses are top of your concerns you should discuss with your lawyer about the viability of search insurance

I have today made my last payment due on my mortgage with RBS. I assume I don't need a Lingfield conveyancer on the RBS panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where RBS has sent the Land Registry the discharge electronically, and
  3. RBS has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your RBS mortgage has been paid off.

Intending to buy a flat in Lingfield. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Lingfield lawyer is on the Barclays conveyancing panel.

Barclays have agreed my mortgage in principle, my bid on a flat in Lingfield has been agreed to, now what?

The property agent will want to know who your solicitors are (ensure that the conveyancing practitioners are on the bank’s approved list). Contact Barclays or your financial adviser and finalise any outstanding paperwork. Barclays will appoint a valuer who will get in touch with the selling agent or seller to book an appointment. Once conducted (assuming no problems) it takes on average a fortnight to get a mortgage offer. Barclays will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Lingfield.

Various web forums that I have frequented warn that are the primary cause of obstruction in Lingfield house deals. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not feature within the most frequent causes of hindrances in the conveyancing process. Local searches are unlikely to feature in any slowing down conveyancing in Lingfield.

I am looking for a leasehold apartment up to £235,500 and identified one close by in Lingfield I like with amenity areas and station nearby, however it's only got 52 remaining years left on the lease. I can't really find anything else in Lingfield for this price, so just wondered if I would be making a grave error buying a short lease?

If you need a mortgage that many years will likely be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer about this.

I am employed by a busy estate agent office in Lingfield where we have experienced a few flat sales jeopardised due to short leases. I have been given contradictory information from local Lingfield conveyancing solicitors. Could you shed some light as to whether the seller of a flat can instigate the lease extension formalities for the buyer?

Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer can avoid having to wait 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment has to be done before, or at the same time as completion of the disposal of the property.

An alternative approach is to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

I acquired a leasehold flat in Lingfield, conveyancing formalities finalised half a dozen years ago. Can you give me give me an indication of the likely cost of a lease extension? Comparable flats in Lingfield with a long lease are worth £206,000. The ground rent is £45 per annum. The lease ceases on 21st October 2090

With 66 years remaining on your lease we estimate the price of your lease extension to range between £12,400 and £14,200 as well as professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not move forward based on this information without first seeking the advice of a professional.

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