I am considering mortgaging my flat in Crawley Down, does my lawyer need to be on the Nationwide Conveyancing panel?
There is nothing to stop you using your solicitor, but Nationwide will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
is it true that all Crawley Down solicitor practices on the Lloyds conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Lloyds approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. Many mortgage companies do permit licenced conveyancers on their panel and in that case the practice would be governed by the Council of Licensed Conveyancers.
After much negotiation I have agreed a price on an apartment in Crawley Down. My financial adviser suggested a lawyer. I paid an on account payment of £200. A couple of days later, the conveyancer called me to say that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My offer on a detached house in Crawley Down has been accepted, the vendors do nevertheless have a connected purchase. The owners have placed an offer on a property, however it’s not yet agreed to, and are looking at other apartments booked. I have chosen a local conveyancing solicitor in Crawley Down. What should be my next step? When do I get the mortgage application with Co-operative going?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx £1k, then valuation, Crawley Down conveyancing search costs, etc). The first thing to do is check that your conveyancing practitioner is on the Co-operative conveyancing panel. Concerning the next phase this very much dictated by the circumstances of your case, desire for this property and on the state of the market. During a buoyant market many purchasers would apply for a home loan with Co-operative and arrange for the valuation and only if it was satisfactory would they request their conveyancing practitioner to proceed with the conveyancing in Crawley Down.
Despite weeks of looking the Title Certificate and documents to my property can not be found. The solicitors who dealt with the conveyancing in Crawley Down 10 years ago are no longer around. What do I do?
You no longer need to have the physical deeds to evidence that you own the land or property, given that the Land Registry hold details of all registered land or property electronically.
I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Crawley Down is where the house is located. Can you shed any light on this issue?
Flying freeholds in Crawley Down are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Crawley Down you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Crawley Down may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
In my capacity as executor for the estate of my grandmother I am disposing of a house in Neath but live in Crawley Down. My solicitor (approximately 235 miles awayneeds me to sign a statutory declaration before the transaction finalising. Can you recommend a conveyancing lawyer in Crawley Down who can attest this legal document for me?
strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are located in Crawley Down