Is there a reason to use a Caterham conveyancing company when online conveyancers are more affordable?
By all means make sure that you get 2 or 3 like-for-like quotes for conveyancing costs in Caterham and you should seek a reasonable fee calculation but don’t become consumed with searching for the cheapest Caterham conveyancer. Appointing the right conveyancer can be the difference between a seamless and a frustrating house move. It is important that you ensure that you have expert advice from a trusted solicitor. An e-mail can never be as helpful as a phone conversation and can never replicate a face to face consultation. Our partner firms will find you a qualified and experienced conveyancing solicitor that will tackle your conveyancing from from the outset to completion, giving the sort of personalised service that you rarely receive from an internet conveyancer. Our lawyers will update you as to any developments making sure that you are ensuring that you are updated at regular intervals. Should you need to call the office you will know who you need to speak to and we'll ensure you are kept fully informed.
Do I need to take out insurance to address the risk of chancel repairs when purchasing a house in Caterham?
Unless a prior purchase of the house took place post 12 October 2013 you may expect lawyers conducting conveyancing in Caterham to remain encouraging a chancel search and or chancel repair liability policy.
How does conveyancing in Caterham differ for newly converted properties?
Most buyers of new build property in Caterham approach us having been asked by the developer to sign contracts and commit to the purchase even before the house is constructed. This is because house builders in Caterham tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Caterham or who has acted in the same development.
I have been on the look out for a ground for flat up to £195,000 and found one round the corner in Caterham I like with open areas and transport links in the vicinity, however it only has 61 years unexpired on the lease. There is not much else in Caterham in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you require a home loan that many years will likely be problematic. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you may request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
Do lenders provide you with an approved list of Caterham solicitors? How do you know who is on the mortgage company conveyancing panel?
Caterham firms and firms conducting conveyancing in Caterham themselves provide us confirmation that they are on the bank conveyancing panel as opposed to being supplied with a list from the lender directly.