I am buying a house mortgage free in Caterham. I have been living for the previous 15 years in Caterham. Conveyancing searches are exorbitant. As I know the road and vicinity intimately should I not bother getting the solicitor to do all the conveyancing searches?
Provided that you do not need a mortgage, then all but one or two of the Caterham conveyancing searches are non-obligatory. Your solicitor will 'advise', no-doubt strongly, that you should have searches done, but he has a professional duty to do this. Do take into account; if you are intend to dispose of the house in the future, it could be of importance to your future buyer what the searches reveal. There are plenty of instances where properties with functional issues can still reveal adverse search results. A competent conveyancing solicitor in Caterham will be able to give you some helpful guidance concerning this.
My brother-in-law has suggested I instruct a conveyancing solicitor in Caterham. I I would like to check whether they are accepted on the Barclays approved list of lawyers. Can you assist?
The first thing to do is e-mail the lawyer and enquire whether they are on the lender panel. Otherwise please get in touch with Barclays who may be able to help.
Should my conveyancer be raising enquiries about flooding as part of the conveyancing in Caterham.
Flooding is a growing risk for lawyers specialising in conveyancing in Caterham. Some people will purchase a property in Caterham, fully expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or sell the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.
Conveyancers are not qualified to offer advice on flood risk, but there are a numerous checks that may be undertaken by the buyer or by their solicitors which should figure out the risks in Caterham. The standard information sent to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) includes a standard question of the seller to find out whether the premises has historically flooded. If the premises has been flooded in past and is not disclosed by the seller, then a purchaser could issue a legal claim for losses as a result of such an inaccurate reply. A buyer’s solicitors should also order an environmental search. This will disclose whether there is a recorded flood risk. If so, further investigations will need to be made.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Caterham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Caterham
Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants. Please confirm the Lease plans are surveyor prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
Is it possible to swap solicitor as I have to choose a firm on the Barclays conveyancing list. I had appointed a family conveyancing solicitor in Caterham five minutes from me but he is not accepted by Barclays
It would be our pleasure to assist you select a conveyancing solicitor in Caterham on the Barclays panel. Please note that the law firms that we work with do not pay us commission if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Caterham. In making use of the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Caterham.