My grandfather passed away 10 months ago and as sole heir and executor I was left the property in Warlingham. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?
If you plan to refinance then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
A friend recommended that where I am buying in Warlingham I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Warlingham conveyancing searches. It is a large report of more than thirty pages, listing and detailing important information about Warlingham around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data concerning Warlingham.
The deeds to my property can not be found. The conveyancers who dealt with the conveyancing in Warlingham 4 years ago are no longer around. What are my options?
Assuming the title is registered the information relating to your proprietorship will be recorded by the Land Registry with a Title Number. It is possible to carry out a search at the Land Registry, find your property and obtain current copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will in most cases hold a certified copy of the Registered Lease and again, a copy can be retrieved for twenty pounds.
I am looking into buying my first house which is in Warlingham and I am already nervous. I couldn't find anything specific about Warlingham. Conveyancing will be needed in due course but do you know about the Warlingham area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Warlingham. In the meantime here are some basic statistics that we found
I need to find a conveyancing solicitor for my conveyancing in Warlingham. I happened to stumble across a web site which appears to be the ideal offering If there is a chance to get all formalities completed via web that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?