Find a Whyteleafe Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Whyteleafe? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Whyteleafe conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Whyteleafe

Why is leasehold purchase conveyancing in Whyteleafe is more expensive?

Whyteleafe leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving appropriate notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.

Forgive me if this question is silly but I am unseasoned as a first time purchaser of a ground floor flat in Whyteleafe. Do I pick up the keys to the property on completion from my lawyer? If so, I will instruct a High Street conveyancing solicitor in Whyteleafe?

There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the purchase money to the owner’s solicitors, and shortly after the monies have arrived, you should be called to pick up the keys from the Estate Agents and start moving into the property. Usually this occurs between 1 and 3pm.

I'm the single recipient of my late mum's will with all property in now in my sole name, including the house in Whyteleafe. Conveyancing formalities meant that the Land Registry date was in March. I plan to dispose of the property. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my proprietorship will be regarded the same way as if I'd bought the property in March. Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. Most banks would take a sensible view as this clause principally exists to identify the purchase and immediately sell or the flipping of property.

Can I be sure that the Whyteleafe conveyancing solicitor on the Aldermore panel is any good?

When it comes to conveyancing in Whyteleafe obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer handling your conveyancing.

I require quick conveyancing in Whyteleafe as I am under pressure to sign on the dotted line in less than one month. Thankfully I do not need a mortgage. Can I decline from having conveyancing searches to save fees and time?

As you are not getting a mortgage you have the choice not to do searches although no lawyer would suggest that you don't. Drawing on our experience of conveyancing in Whyteleafe the following are instances of what can appear and adversely impact future saleability: Enforcement Actions, Overdue Fees, Outstanding Grants, Road Schemes,...

I am looking for a ground for flat up to £235,500 and identified one close by in Whyteleafe I like with open areas and station nearby, however it only has 52 years unexpired on the lease. I can't really find anything else in Whyteleafe in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?

If you need a mortgage that many years will likely be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least 2 years you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.

Finally our conveyancing in Whyteleafe is completing on Friday, but the people I am buying from wants to move out 24 hours later at afternoon. Can I agree to this?

Where you are having a bank loan then your solicitor will demand that you have vacant possession on Friday - the bank will demand it.

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