Find a Whyteleafe Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Whyteleafe? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Whyteleafe home move at risk of delay or failure.

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Recently asked questions about conveyancing in Whyteleafe

I chose a high street solicitor for our conveyancing in Whyteleafe recently. Reviewing the Terms I notewe are on the hook for charges even if the movedoes not proceed. Should I ditch them and choose an internet firm offering no move no charge conveyancing in Whyteleafe?

Generally there is a concession along the lines that if "No Completion No Fee" is advertised then the conveyancing charges will tend to be be higher to counteract those cases that do not proceed. Also remember that such promotions generally do not protect you from expenses such as Whyteleafe conveyancing search expenses.

The Whyteleafe conveyancing firm handling our Whyteleafe conveyancing has discovered a discrepancy between the assumptions in the valuation survey and what is in the title deeds. My lawyer informs me that he is obliged to check that the bank is OK with this discrepancy and is still content to lend. Is my solicitor’s stance correct?

Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

We are close to exchanging contracts on the sale of our home in Whyteleafe and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. Any high street Whyteleafe lawyer would know that there is no such problem. For the life of me I don't know why the purchasers used a web based conveyancing outfit as opposed to a conveyancing solicitor in Whyteleafe. Having lived in Whyteleafe for 5 years we know of no issue. Is it a good idea to contact our local Authority to obtain clarification that there is no issue.

It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

How does conveyancing in Whyteleafe differ for newly converted properties?

Most buyers of new build premises in Whyteleafe contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is built. This is because builders in Whyteleafe usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Whyteleafe or who has acted in the same development.

In scouring the internet for the term conveyancing in Whyteleafe it reveals numerous solicitorslocally. How do I determine which is the right conveyancing solicitor for my move?

The best way of choosing the right conveyancer is via trusted referral, so enquire of friends and those you trust who have acquired a property in Whyteleafe or a respected estate agent or mortgage broker. Charges for conveyancing in Whyteleafe differ, so it's a good idea to secure a minimum of three estimates from varying types of companies. Make sure that you know what costs in the quote includes.

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