Are there restrictive covenants that are commonly picked up during conveyancing in Whyteleafe?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Whyteleafe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am purchasing my first flat in Whyteleafe with a mortgage from Nottingham Building Society. The sellers refused to reduce the amount so I negotiated 6k of extras instead. The property agent advised me not inform my conveyancer about the extras as it may adversely affect my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a ground for flat up to £235,500 and found one round the corner in Whyteleafe I like with amenity areas and railway links nearby, however it only has 61 years on the lease. There is not much else in Whyteleafe suitable, so just wondered if I would be making a grave error buying a lease with such few years left?

If you require a home loan that many years will likely be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least 2 years you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.

We are 14 days into a freehold purchase having been directed to conveyancers by the estate agent to handle our conveyancing in Whyteleafe. We are not happy. Could you you assist me in finding new lawyers?

They would need to be really poor to suggest diss instructing them. Has the mortgage been issued? If so you must inform them of the new conveyancer and get the mortgage documents are re-issued. Your conveyancer should be on the banks panel to avoid supplemental costs and delays. So that should be your first question of the new conveyancers. The find a solicitor tool will assist you in finding a bank approved conveyancer for your conveyancing in Whyteleafe

Do you have any top tips for leasehold conveyancing in Whyteleafe with the intention of speeding up the sale process?

• Much of the frustration in leasehold conveyancing in Whyteleafe can be bypassed if you get in touch lawyers the minute your agents start advertising the property and request that they start to put together the leasehold documentation needed by the buyers’ representatives.
If you have carried out any alterations to the property would they have required Landlord’s consent? In particular have you laid down wooden flooring? Most leases in Whyteleafe state that internal structural alterations or laying down wooden flooring calls for a licence issued by the Landlord consenting to such changes. Where you dont have the paperwork to hand you should not communicate with the landlord without contacting your conveyancer in the first instance. A minority of Whyteleafe leases require Landlord’s consent to the sale and approval of the buyers. If this applies to your lease, you should place the estate agents on notice to make sure that the purchasers put in hand financial (bank) and professional references. Any bank reference will need to confirm that the buyers are able to meet the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the buyers or their solicitors. You believe that you know the number of years remaining on your lease but it would be advisable verify this via your solicitors. A purchaser's lawyer will be unlikely to recommend their client to to exchange contracts if the lease term is under 80 years. In the circumstances it is important at an as soon as possible that you identify whether the lease term for your property needs extending. If it does, contact your solicitors before you put your premises on the market for sale.

I have tried to negotiate informally with with my landlord to extend my lease without getting anywhere. Can the Leasehold Valuation Tribunal decide on such issues? Can you recommend a Whyteleafe conveyancing firm to assist?

in cases where there is a missing freeholder or where there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to make a decision on the sum to be paid.

An example of a Freehold Enfranchisement decision for a Whyteleafe premises is 223 Brighton Road in September 2013. The premium payable for the acquisition freehold of the properties should be £10,934 (Ten thousand,nine hundred and thirty four pounds) This case was in relation to 3 flats. The unexpired term as at the valuation date was 75 years.