Are you able to suggest a Lloyds TSB Bank allowed Cudham conveyancing firm that can complete within 28 days? Would it be better to use a high street Cudham conveyancer or a web based conveyancer?
We would be happy to suggest some excellent Cudham conveyancing firms. Another option is to visit the high street in Cudham. Go in to a couple of law practices and request to see a conveyancing solicitor for a fee estimate. Mention your deadline together with your reasons and ask for a commitment on speed. Select the one that appears most efficient.
Finally the sale completed on my house in Cudham last February but the buyer keeps calling me to moan that their lawyer is waiting to hear from mine. What are the post completion sale formalities now that I have sold?
Following your sale your conveyancer is obliged to deliver the transfer documentation and all of the paperwork to the purchaser's conveyancer. Where relevant, your lawyer must also evidence that the mortgage has been paid off to the purchasers solicitors. There are no post completion steps specific conveyancing in Cudham.
Is it the case that all Cudham solicitor practices on the Coventry BS conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Coventry BS approved list of solicitors they would need to be governed by the SRA. Many mortgage companies do list licenced conveyancers on their panel and in such a situation the firms would be overseen by the CLC.
I am expecting a AIP from Clydesdale this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Clydesdale recommend any Cudham solicitors on the Clydesdale conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Cudham solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
I have today made my last payment due on my mortgage with Bank of Ireland. I assume I don't need a Cudham conveyancer on the Bank of Ireland panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Bank of Ireland mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland mortgage from the register. Bank of Ireland, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Bank of Ireland has sent the Land Registry the discharge electronically, and
- Bank of Ireland has instructed the Land Registry to do so
Are there restrictive covenants that are commonly identified as part of conveyancing in Cudham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Cudham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold issue on a property I have offered on last month in what should have been a simple, no chain conveyancing. Cudham is the location of the property. Can you shed any light on this issue?
Flying freeholds in Cudham are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Cudham you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cudham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.