It has been 2 months following my purchase conveyancing in Biggin Hill completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying a new build house in Biggin Hill with a loan from TSB. The developers would not move on the price so I negotiated 6k of additionals instead. The estate agent told me not disclose to my lawyer about this side-deal as it would impact my mortgage with TSB. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a ground for flat up to £195,000 and found one near me in Biggin Hill I like with open areas and railway links in the vicinity, however it's only got 49 remaining years left on the lease. I can't really find anything else in Biggin Hill in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?

If you need a mortgage that many years may be an issue. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of twenty four months you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this matter.

My business partner and I are looking to lease a unit on the high street. Can you recommend solicitors offering no-move-no charges for commercial conveyancing in Biggin Hill for below £2000?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Biggin Hill, including the disposal and acquisition of businesses as well as simply premises. If you are hoping to buy or dispose of a shop, pub, restaurant, office, retail unit or a complete business we can put you in touch with the right lawyer. As for the fees these will vary based on the structure and nuances of the deal. Let us have your contact information or telephone us so that we may supply you with a detailed commercial conveyancing quote.

I am using a search engine for the term conveyancing in Biggin Hill it shows results of many conveyancersin the vicinity. How do I determine which is the suitable conveyancer for my move?

The best method of choosing the right conveyancer is via trusted referral, so enquire of colleagues and family who have bought a property in Biggin Hill or the reputable estate agent or financial adviser. Costs for conveyancing in Biggin Hill differ, so it's a good idea to obtain at least four fee calculations from varying types of conveyancers. Be sure to seek confirmation that the fees are fixed.