My mortgage broker says he needs my Biggin Hill lawyer’ panel reference for the HSBC conveyancing panel. What is the best way to find this out. I have called my local Biggin Hill branch but they don't know it.

You are best placed to get this information from your Biggin Hill conveyancer . Most Biggin Hill law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.

is it true that all Biggin Hill solicitors on the Nottingham conveyancing panel are governed by the Solicitors Regulatory Authority?

As a firm of solicitors, in order to be on the Nottingham conveyancing panel they would need to be regulated by the SRA. Many banks do allow licenced conveyancers on their panel in which case such practice would be regulated by the Council of Licensed Conveyancers.

I'm spending time viewing flats in Biggin Hill and I am about to put in an offer. Should I already have a property lawyer in place at this point? I will be getting a home loan with RBS.

It would be sensible to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are seeking a mortgage with RBS, ask your prospective lawyers if they are on the RBS conveyancing panel otherwise they can't do the mortgage legal work.

I was told four weeks ago that my mortgage has been agreed to by Coventry BS. Is it usual for Coventry BS to only issue the offer once my solicitor in Biggin Hill is approved on their conveyancing panel? Coventry BS have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.

Are there restrictive covenants that are commonly identified during conveyancing in Biggin Hill?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Biggin Hill. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying a new build apartment in Biggin Hill. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Biggin Hill

The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

I am looking to buy a flat and require a conveyancing solicitor in Biggin Hill who is on the lender approved panel. Could you point me in the right direction as regards a Biggin Hill solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the bank who carry out conveyancing in Biggin Hill. We dont recommend any particular solicitor.