Due to complete my purchase in Ditchling next Tuesday. My lawyer now wants me to supply her with proof of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What risks does the bank expect the insurance to cover?

Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook instructions. These requirements are not unique to conveyancing in Ditchling.

We are purchasing a house and require a conveyancing solicitor in Ditchling who is on the Skipton solicitor panel. Can you recommend a local firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Skipton . We don't recommend any particular firms conducting conveyancing in Ditchling.

This question may be naive but I am unseasoned as FTB of a garden flat in Ditchling. Do I collect the keys to the premises on the completion date from my solicitor? If so, I will find a High Street conveyancing solicitor in Ditchling?

On the day of completion you do not need to go to the conveyancers office in Ditchling. Conveyancing lawyers for you will electronically transfer the completion advance to the owner’s lawyers, and once they have received this, you will be called to collect the keys from the selling Agents and move into your new home. Usually this occurs early afternoon.

Is it the case that all Ditchling conveyancing solicitors on the Virgin Money conveyancing panel are regulated by the SRA?

As a firm of solicitors, in order to be on the Virgin Money approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Many banks do permit licenced conveyancers on their panel and in that case the firms would be regulated by the Council of Licensed Conveyancers.

My partner and I have organised a further advance on our mortgage from Santander as we intend to carry out renovations to our home in Ditchling. Do we need to select a local Ditchling solicitor on the Santander conveyancing panel to deal with the paperwork?

Santander do not ordinarily appoint firms on their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander list.

I am purchasing a property and the conveyancer has identified Chancel Repair for which the property may be liable given it’s proximity to the area of such a church. He has recommended insurance. Is this really warranted for conveyancing in Ditchling

Unless a previous acquisition of the house took place after 12 October 2013 you can assume that conveyancing practitioners conducting conveyancing in Ditchling to remain recommending a chancel search and or insurance against a claim.

I have been Googling for Ditchling conveyancing quotes online. Can I be confident that all the Ditchling practices that are identified on your website are on the bank conveyancing panel?

The law firms on our directory have assured us via an online form that they are on the mortgage company panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a mortgage company or a member of the public that the data about a specific Ditchling firm being on the mortgage company conveyancing panel is incorrect.