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Find a Ditchling Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Ditchling? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Ditchling home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Ditchling conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Ditchling

The Ditchling conveyancing lawyers that just started acting on my purchase in Ditchling have suddenly closed. I only went with them because I needed a firm on the Co-operative conveyancing panel and my preferred Ditchling lawyer was not. I gave my credit card details for them to take one hundred and fifty pounds for searches. What are my options?

Assuming that you have an Estate Agent in the equation then let them know immediately so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Co-operative conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to assist.

Are there restrictive covenants that are commonly identified during conveyancing in Ditchling?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Ditchling. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

How does conveyancing in Ditchling differ for new build properties?

Most buyers of new build or newly converted property in Ditchling approach us having been asked by the developer to sign contracts and commit to the purchase even before the house is completed. This is because house builders in Ditchling tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ditchling or who has acted in the same development.

Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one near me in Ditchling I like with a park and transport links nearby, however it's only got 61 years on the lease. There is not much else in Ditchling suitable, so just wondered if I would be making a grave error buying a short lease?

Should you need a home loan that many years may be a potential deal breaker. Discount the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of twenty four months you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.

Do I need to be concerned about third parties that I am dealing with are suggesting a factory type conveyancing firm as opposed to a local Ditchling conveyancing company?

As with lots of professional services, often suggestions from connections can be very helpful. Nevertheless there are lots of players in a conveyancing deal; estate agents, mortgage brokers and banks might all put forward solicitors to appoint. Sometimes the solicitors might be known to one of the organisations as one of the best in their field, but occasionally there might be a financial incentive behind the endorsement. You are at liberty to appoint your preferred lawyer. However, bear in mind that the majority of lenders operate an approved list of law firms you must use for the mortgage aspect of your home move.

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