My Hurstpierpoint solicitor has uncovered a difference between the information in the valuation survey and what is revealed within the title deeds. My solicitor informs me that he is obliged to ensure that the lender is OK with this discrepancy and is still content to lend. Is my lawyer’s course or action appropriate?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
We note that you have a post code search directory listing firms on the Co-operative conveyancing panel. Do companies pay you a referral fee if I retain them for our own conveyancing in Hurstpierpoint?
We are a listing service only for law firms wishing to communicate if they are on the Co-operative conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Hurstpierpoint.
I am helping my sister sell her flat in Hurstpierpoint. Will the solicitor order an EPC or do I organise this?
Following the demise of Home Packs, energy assessments was kept a mandatory component of moving property. An energy assessment should be to hand prior to the property being advertised. This is not as aspect of the sale process that law firms normally arrange. Where you are instructing a Hurstpierpoint conveyancing solicitor they might help arrange energy performance certificates due to their contacts with long established Hurstpierpoint providers
Planning on purchasing a maisonette in Hurstpierpoint. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Hurstpierpoint lawyer is on the Nationwide conveyancing panel.
I have finally had an offer on a maisonette in Hurstpierpoint agreed to, the vendors do nevertheless have a tied purchase. The owners have placed an offer on on an apartment, however it’s not been accepted yet, and have viewings of other flats booked. I have selected a nearby conveyancing solicitor in Hurstpierpoint. What do I do now? When do I get the mortgage application with Santander going?
It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then valuation, Hurstpierpoint conveyancing search charges, etc). The first course of action is to check that your lawyer is on the Santander approved list. Concerning the subsequent phase this very much dictated by the circumstances of your transaction, motivation for this property and on the state of the market. In a hot market the majority of home buyers would apply for the mortgage with Santander and arrange for the valuation and only if it was satisfactory would they pay their lawyer to press on with the conveyancing in Hurstpierpoint.
I need to find a conveyancing solicitor for my conveyancing in Hurstpierpoint. I happened to land on a site which appears to be the perfect answer If there is a chance to get all formalities done via email that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
What can I do to determine who is the owner of a house in Hurstpierpoint?
Provided the property is recorded at HMLR, and you have enough information of the address of the property, you should be able to see details from the the Land Registry of the registered proprietor for a fee.