Our Horsham conveyancer has spotted a difference between the assumptions in the valuation survey and what is revealed within the legal papers for the property. My solicitor has advised that he needs to ensure that the lender is OK with this discrepancy and is still content to lend. Is my solicitor’s course or action legitimate?

Your conveyancer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

About to purchase a new build flat in Horsham. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Horsham

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are architect prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Forfeiture - bankruptcy or liquidation must not apply under this provision.

I am looking for a leasehold apartment up to £245,000 and found one close by in Horsham I like with a park and station nearby, however it's only got 51 years on the lease. There is not much else in Horsham for this price, so just wondered if I would be making a grave error buying a short lease?

Should you require a home loan the shortness of the lease may be problematic. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.

My business partner and I are wishing to lease a unit on the high street. Can you recommend lawyers offering fixed charges for non-domestic conveyancing in Horsham for below £2000?

We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Horsham, including the disposal and purchase of businesses as well as simply premises. If you are looking to purchase or sell a shop, pub, restaurant, office, retail premises or a complete business we will find you the right firm. Regarding the fees these will vary based on the structure and terms of the deal. Please provide us with your details or telephone us so that we can provide you with a fixed commercial conveyancing quote.

I have chosen a Horsham conveyancing solicitor for our home move (first time buyers) and have noticed in the Ts and Cs that they are not governed by the FCA. Need I be worried or is that standard with conveyancer?

We can't see why they should be. Most conveyancing practitioner don't lend money. You should check that they are regulated by the Solicitors Regulation Authority, who dictate specific stipulations in relation to funds held in their bank.