I plan on purchasing residence in West Sussex. My Conveyancer is not on the lender approved panel. Can I still retain my West Sussex conveyancing solicitor even though they are excluded from the lender approved list?
Your options include
- Proceed with your chosen West Sussex solicitor but your mortgage company will undoubtedly retain a solicitor from their approved list. The net result is additional charges and potential delay.
- Appoint a fresh conveyancing practitioner to conduct the conveyancing, ensuring that they are on the lender conveyancing panel.
- Convince your conveyancing practitioner to do everything within their powers to join the bank’s conveyancing panel
My partner and I are acquiring our first home. Our solicitor has messagedto see if we would like to take out supplemental conveyancing searches. We are really unsure what's recommended for conveyancing in West Sussex
The extent of West Sussex conveyancing searches depends entirely on the property, the location, the possibility of any of these risks, your knowledge of the region and risks, your general attitude to risk. What is important is that you properly understand what information the searches could supply. You may then decide if you personally think you need that information. Should you be unsure, ask your solicitor to explain.
Do all mortgage companies provide you with an approved list of West Sussex conveyancing solicitors? How do you know who is on the Virgin Money conveyancing panel?
West Sussex conveyancing firms themselves provide us confirmation that they are on the Virgin Money conveyancing panel as opposed to being supplied with a list from Virgin Money directly.
I just bought a house at auction in West Sussex. Conveyancing is needed. What are my next steps?
Now that you are legally committed yourself to purchase you must choose a conveyancing practitioner soon as you are faced with a pending a drop dead date to complete the conveyancing. Every auction property should have a bespoke legal set of papers. This will include evidence of title and search results. Where you are dealing with leasehold property the legal pack should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to a leasehold property. You need to give this to your appointed conveyancing solicitor as soon as possible. You also need to ensure that that you have the requisite funding in order to complete on the date specified in the contract.
How can we know in advance if a West Sussex conveyancing solicitor on the Santander panel is any good?
When it comes to conveyancing in West Sussex getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer carrying out your transaction.
I have paid off my mortgage with Nottingham. I assume I don't need a West Sussex lawyer on the Nottingham panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
We are 17 days into a freehold purchase having been referred to conveyancers by the high street agent to execute conveyancing in West Sussex. I am am starting to be disappointed with the quality of service. Can you help me find new lawyers?
They would have to be really poor to suggest replacing them. Has your mortgage offer been generated? If so you must advise them of the new lawyer and have the offer are re-issued. Your new conveyancer needs to be on the mortgage company approved list to avoid added costs and frustration. So that should be your first question of the new conveyancers. The search tool should assist you in finding a bank approved solicitor for your home move in West Sussex