Find a West Sussex Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in West Sussex? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your West Sussex conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised West Sussex conveyancers for over 130 lenders.

Recently asked questions about conveyancing in West Sussex

We decided to go with a high street firm for my conveyancing in West Sussex last week. Upon checking the small print it is apparent thatI am on the hook for fees even if the movedoes not happen. Should I go with them or appoint an internet conveyancing brokerage promising no-sale-no-fee conveyancing in West Sussex?

Generally there is a compromise along the lines that if "No Completion No Fee" is available then the conveyancing charges will generally be uplifted to offset the cases that do not go ahead. Do bear in mind that such offerings rarely cover expenses such your West Sussex conveyancing search costs.

I purchased a freehold premises in West Sussex but nevertheless invoiced for rent, why is this and what is this?

It is rare for properties in West Sussex and has limited impact for conveyancing in West Sussex but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges post 1977.

Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be extinguished.

What will a local search tell me about the property my wife and I purchasing in West Sussex?

West Sussex conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search company for example PSG The local search is essential in every West Sussex conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your new home. The search will reveal data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.

Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a quick, chain free conveyancing. West Sussex is where the house is located. Is there any guidance you can give?

Flying freeholds in West Sussex are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside West Sussex you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Sussex may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

My partner and I are buying a 2 bedroom flat in West Sussex. When we first instructed property lawyer, they said that they were on all mainstream lender panels. Our financial adviser called yesterday to say that they don't seem to be on the Yorkshire BS approved list. Were it to be true, what should we do? Do we simply find a different lawyer that is on their panel or do we pay for separate representation, with Yorkshire BS appointing their own approved solicitor.

When acquiring a property with the benefit of a mortgage it is normal for the buyer’s solicitors to also represent the purchaser's lender. In order to act for a bank or building society a solicitor has to be on that lender's conveyancing panel. An application has to be made by the lawyer to the lender to become a member of the lender's panel and there are increasingly strict conditions which the solicitor has to satisfy. Some banks now require their panel firms to be part of the Law Society’s Conveyancing Accreditation Scheme. Your conveyancer should call Yorkshire BS to find out if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on Yorkshire BS's conveyancing panel and you may continue to use your own West Sussex solicitors, in which case it will likely add costs, and it may delay matters as you have another set of people involved.

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Find out more about how flying freehold can affect your the value of a property.