I am expecting a offer of a home loan from Santander. I intend to enlist the help of a Licensed Conveyancer in Littlehampton. Does the Santander Solicitor panel include Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I am buying a property mortgage free in Littlehampton. I have been living for the previous dozen years in Littlehampton. Conveyancing searches are expensive. As I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
Provided that you do not need a home loan, then the vast majority of the Littlehampton conveyancing searches are at your discretion. Your conveyancer will 'advise', perhaps strongly, that you should have searches completed, but she has a professional duty to do this. One thing to bear in mind; if you are intend to dispose of the house at a future date, it may be of importance to your future buyer what the searches reveal. On occasion premises with no practical issues can still throw up negative search results. A competent conveyancing solicitor in Littlehampton will provide you some sensible guidance in this regard.
Despite weeks of looking the Title Certificate and documents to my house are lost. The solicitors who handled the conveyancing in Littlehampton 10 years ago have long since closed. What are my next steps?
Nowadays there are copies made of almost everything, and your conveyancer will know exactly where to look for all the suitable documentation so you may buy or dispose of your property without a hitch. If duplicates can’t be located, your solicitor can put in place insurance or indemnities against possible claims on your premises.
I am looking for a flat up to £195,000 and identified one near me in Littlehampton I like with amenity areas and railway links nearby, the downside is that it's only got 51 years unexpired on the lease. I can't really find anything else in Littlehampton in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
If you require a home loan that many years will be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least twenty four months you may ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
I need to appoint a conveyancing solicitor for some conveyancing in Littlehampton. I happened to land on a web site which seems to have the perfect answer If there is a chance to get all formalities done via email that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?