We decided to go with a Angmering based firm for my conveyancing in Angmering last week. Upon checking the Ts and Cs I seewe are responsible for costs even if the sale aborts. Should I ditch them and choose an internet solicitor practice promoting no completion no cost conveyancing in Angmering?
It is usually a trade off in that if "No Completion No Fee" is advertised then the fee levels will tend to be be more expensive to neutralise those conveyances that fail to complete. Do bear in mind that such promotions rarely cover expenditure by way of example Angmering conveyancing search fees.
A relative suggested that if I am buying in Angmering I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes included in the estimate for your Angmering conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about Angmering around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Angmering Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information regarding Angmering.
Me and my brother purchased a terraced Georgian property in Angmering. Conveyancing solicitor acted for me and HSBC Bank. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Angmering and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing solicitor who conducted the work.
Last July I purchased a leasehold flat in Angmering. Do I have any liability for service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Angmering Conveyancing for Leasehold Flats - Examples of Questions you should consider Prior to Purchasing
Who is in charge of the block? It would be sensible to discover if the the lease includes any adverse restrictions in the lease. For instance it is fairly common in Angmering leases that pets are not permitted in certain buildings in Angmering. If you like the propertyin Angmering yet your dog can’t make the move with you then you will be faced difficult choice. Best to be warned whether redecorating or some other major work is due shortly that will be shared amongst the leasehold owners and may well dramatically increase the the service charges or necessitate a specific payment.
Do I cancel the direct debit for my mortgage with Santander as soon as a completion date for my sale in Angmering has been set?
You are best advised to maintain paying any mortgage payments to Santander pending the mortgage being discharged on completion as part of your Angmering conveyancing.